<?xml version="1.0" encoding="US-ASCII"?>
<!-- This schema was created by staff of the U.S. Securities and Exchange Commission. -->
<!-- Data and content created by government employees within the scope of their employment -->
<!-- are not subject to domestic copyright protection. 17 U.S.C. 105. -->
<xs:schema
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
xmlns:xs="http://www.w3.org/2001/XMLSchema"
xmlns:vip-n4="http://xbrl.sec.gov/vip-n4/2024"
xmlns:link="http://www.xbrl.org/2003/linkbase"
xmlns:ref="http://www.xbrl.org/2006/ref"
xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
xmlns:xbrli="http://www.xbrl.org/2003/instance"
xmlns:vip="http://xbrl.sec.gov/vip/2024"
xmlns:xlink="http://www.w3.org/1999/xlink"
targetNamespace="http://xbrl.sec.gov/vip-n4/2024"
xsi:schemaLocation="http://www.xbrl.org/2006/ref http://www.xbrl.org/2006/ref-2006-02-27.xsd"
elementFormDefault="qualified">
<xs:import namespace="http://xbrl.sec.gov/vip/2024" schemaLocation="vip-2024.xsd"/>
<xs:import namespace="http://www.xbrl.org/2006/ref" schemaLocation="http://www.xbrl.org/2006/ref-2006-02-27.xsd"/>
<xs:annotation>
<xs:appinfo>
<link:linkbase id="lnk">
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
<link:roleRef roleURI="http://xbrl.sec.gov/vip/role/CommonDimensions" xlink:type="simple" xlink:href="vip-2024.xsd#CommonDimensions"/>
<link:roleRef roleURI="http://xbrl.sec.gov/vip/role/N4" xlink:type="simple" xlink:href="vip-2024.xsd#N4"/>
<link:roleRef roleURI="http://xbrl.sec.gov/vip/role/N4AnnualExpenseData" xlink:type="simple" xlink:href="vip-2024.xsd#N4AnnualExpenseData"/>
<link:roleRef roleURI="http://xbrl.sec.gov/vip/role/N4OngoingFeesData" xlink:type="simple" xlink:href="vip-2024.xsd#N4OngoingFeesData"/>
<link:roleRef roleURI="http://xbrl.sec.gov/vip/role/N4TransactionExpenseData" xlink:type="simple" xlink:href="vip-2024.xsd#N4TransactionExpenseData"/>
<link:referenceLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompaniesN4TextBlock" xlink:label="PortfolioCompaniesN4TextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyExpensesTextBlock" xlink:label="PortfolioCompanyExpensesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyExpensesMinimumPercent" xlink:label="PortfolioCompanyExpensesMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AnnualPortfolioCompanyExpensesTableTextBlock" xlink:label="AnnualPortfolioCompanyExpensesTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailableN4TextBlock" xlink:label="BenefitsAvailableN4TextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NameOfBenefitTextBlock" xlink:label="NameOfBenefitTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PurposeOfBenefitTextBlock" xlink:label="PurposeOfBenefitTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumDeathBenefitTextBlock" xlink:label="GuaranteedMinimumDeathBenefitTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumWithdrawalTextBlock" xlink:label="GuaranteedMinimumWithdrawalTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumIncomeTextBlock" xlink:label="GuaranteedMinimumIncomeTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumAccumulationTextBlock" xlink:label="GuaranteedMinimumAccumulationTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompaniesTableTextBlock" xlink:label="PortfolioCompaniesTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailablePortfolioCompaniesTableTextBlock" xlink:label="BenefitsAvailablePortfolioCompaniesTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TemporaryFeeReductionsCurrentExpensesTextBlock" xlink:label="TemporaryFeeReductionsCurrentExpensesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PlatformChargeTextBlock" xlink:label="PlatformChargeTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LimitationsRestrictionsRisksTextBlock" xlink:label="LimitationsRestrictionsRisksTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitStandardOrOptionalTextBlock" xlink:label="BenefitStandardOrOptionalTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OperationOfBenefitTextBlock" xlink:label="OperationOfBenefitTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_CalculationMethodOfBenefitTextBlock" xlink:label="CalculationMethodOfBenefitTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyObjectiveTextBlock" xlink:label="PortfolioCompanyObjectiveTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyNameTextBlock" xlink:label="PortfolioCompanyNameTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyAdviserTextBlock" xlink:label="PortfolioCompanyAdviserTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_CurrentExpensesPercent" xlink:label="CurrentExpensesPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PlatformChargePercent" xlink:label="PlatformChargePercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_CurrentExpensesPlatformChargePercent" xlink:label="CurrentExpensesPlatformChargePercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyAvailableWithBenefitFlag" xlink:label="PortfolioCompanyAvailableWithBenefitFlag"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AverageAnnualTotalReturns1YearPercent" xlink:label="AverageAnnualTotalReturns1YearPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AverageAnnualTotalReturns5YearsPercent" xlink:label="AverageAnnualTotalReturns5YearsPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AverageAnnualTotalReturns10YearsPercent" xlink:label="AverageAnnualTotalReturns10YearsPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyExpensesMaximumPercent" xlink:label="PortfolioCompanyExpensesMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock" xlink:label="SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BriefRestrictionsLimitationsTextBlock" xlink:label="BriefRestrictionsLimitationsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitFlag" xlink:label="StandardBenefitFlag"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitFlag" xlink:label="OptionalBenefitFlag"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusesAvailableTextBlock" xlink:label="ProspectusesAvailableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargePeriodYears" xlink:label="SurrenderChargePeriodYears"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ChargesForEarlyWithdrawalsTextBlock" xlink:label="ChargesForEarlyWithdrawalsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAndHighestAnnualCostTableTextBlock" xlink:label="LowestAndHighestAnnualCostTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExpenseReimbursementsFeeWaiversNoteTextBlock" xlink:label="ExpenseReimbursementsFeeWaiversNoteTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAnnualCostDollars" xlink:label="LowestAnnualCostDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_HighestAnnualCostDollars" xlink:label="HighestAnnualCostDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAnnualCostFootnotesTextBlock" xlink:label="LowestAnnualCostFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_HighestAnnualCostFootnotesTextBlock" xlink:label="HighestAnnualCostFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyFeesExpensesTextBlock" xlink:label="KeyFeesExpensesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TransactionChargesTextBlock" xlink:label="TransactionChargesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OngoingFeesAndExpensesTableTextBlock" xlink:label="OngoingFeesAndExpensesTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyInvestmentRestrictionsTextBlock" xlink:label="KeyInvestmentRestrictionsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyInvestmentProfessionalCompensationTextBlock" xlink:label="KeyInvestmentProfessionalCompensationTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRisksTableTextBlock" xlink:label="PrincipalRisksTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TransactionExpensesTableTextBlock" xlink:label="TransactionExpensesTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AnnualContractExpensesTableTextBlock" xlink:label="AnnualContractExpensesTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderExampleTableTextBlock" xlink:label="SurrenderExampleTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AnnuitizeExampleTableTextBlock" xlink:label="AnnuitizeExampleTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExampleTableTextBlock" xlink:label="NoSurrenderExampleTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailableTableTextBlock" xlink:label="BenefitsAvailableTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsDescriptionTableTextBlock" xlink:label="BenefitsDescriptionTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsLimitationTableTextBlock" xlink:label="BenefitsLimitationTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_FeeTableTextBlock" xlink:label="FeeTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyOptionalBenefitRestrictionsTextBlock" xlink:label="KeyOptionalBenefitRestrictionsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyExchangesTextBlock" xlink:label="KeyExchangesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OfferedStartingDate" xlink:label="OfferedStartingDate"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OfferedEndingDate" xlink:label="OfferedEndingDate"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitNotAvailablePortfolioCompanyFlag" xlink:label="BenefitNotAvailablePortfolioCompanyFlag"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeOfAmountSurrenderedMaximumPercent" xlink:label="SurrenderChargeOfAmountSurrenderedMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeOfOtherAmountMaximumPercent" xlink:label="SurrenderChargeOfOtherAmountMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeExampleMaximumDollars" xlink:label="SurrenderChargeExampleMaximumDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeFootnotesTextBlock" xlink:label="SurrenderChargeFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RisksTableTextBlock" xlink:label="RisksTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RiskTextBlock" xlink:label="RiskTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRiskTextBlock" xlink:label="PrincipalRiskTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NotShortTermInvestmentRiskMember" xlink:label="NotShortTermInvestmentRiskMember"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsRiskMember" xlink:label="InvestmentOptionsRiskMember"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InsuranceCompanyRiskMember" xlink:label="InsuranceCompanyRiskMember"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeOfPurchasePaymentsMaximumPercent" xlink:label="SurrenderChargeOfPurchasePaymentsMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfAverageAnnualNetAssetsN4MinimumPercent" xlink:label="BaseContractOfAverageAnnualNetAssetsN4MinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfAverageAnnualNetAssetsN4MaximumPercent" xlink:label="BaseContractOfAverageAnnualNetAssetsN4MaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfPurchasePaymentsN4MinimumPercent" xlink:label="BaseContractOfPurchasePaymentsN4MinimumPercent"/>
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<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfOtherAmountN4MinimumPercent" xlink:label="BaseContractOfOtherAmountN4MinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfOtherAmountN4MaximumPercent" xlink:label="BaseContractOfOtherAmountN4MaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractN4FootnotesTextBlock" xlink:label="BaseContractN4FootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent" xlink:label="InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent" xlink:label="InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfOtherAmountMinimumPercent" xlink:label="InvestmentOptionsOfOtherAmountMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfOtherAmountMaximumPercent" xlink:label="InvestmentOptionsOfOtherAmountMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsFootnotesTextBlock" xlink:label="InvestmentOptionsFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitsMinimumPercent" xlink:label="OptionalBenefitsMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitsMaximumPercent" xlink:label="OptionalBenefitsMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitsFootnotesTextBlock" xlink:label="OptionalBenefitsFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadOfPurchasePaymentsMaximumPercent" xlink:label="SalesLoadOfPurchasePaymentsMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadOfPurchasePaymentsCurrentPercent" xlink:label="SalesLoadOfPurchasePaymentsCurrentPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadOfPurchasePaymentsMinimumPercent" xlink:label="SalesLoadOfPurchasePaymentsMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadFootnotesTextBlock" xlink:label="SalesLoadFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfPurchasePaymentsMaximumPercent" xlink:label="DeferredSalesLoadOfPurchasePaymentsMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfPurchasePaymentsCurrentPercent" xlink:label="DeferredSalesLoadOfPurchasePaymentsCurrentPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfPurchasePaymentsMinimumPercent" xlink:label="DeferredSalesLoadOfPurchasePaymentsMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfAmountSurrenderedMaximumPercent" xlink:label="DeferredSalesLoadOfAmountSurrenderedMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfAmountSurrenderedCurrentPercent" xlink:label="DeferredSalesLoadOfAmountSurrenderedCurrentPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfAmountSurrenderedMinimumPercent" xlink:label="DeferredSalesLoadOfAmountSurrenderedMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfOtherAmountMaximumPercent" xlink:label="DeferredSalesLoadOfOtherAmountMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfOtherAmountCurrentPercent" xlink:label="DeferredSalesLoadOfOtherAmountCurrentPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfOtherAmountMinimumPercent" xlink:label="DeferredSalesLoadOfOtherAmountMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadFootnotesTextBlock" xlink:label="DeferredSalesLoadFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeMaximumDollars" xlink:label="ExchangeFeeMaximumDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeCurrentDollars" xlink:label="ExchangeFeeCurrentDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeMinimumDollars" xlink:label="ExchangeFeeMinimumDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfAmountExchangedMaximumPercent" xlink:label="ExchangeFeeOfAmountExchangedMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfAmountExchangedCurrentPercent" xlink:label="ExchangeFeeOfAmountExchangedCurrentPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfAmountExchangedMinimumPercent" xlink:label="ExchangeFeeOfAmountExchangedMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfOtherAmountMaximumPercent" xlink:label="ExchangeFeeOfOtherAmountMaximumPercent"/>
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<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfOtherAmountMinimumPercent" xlink:label="ExchangeFeeOfOtherAmountMinimumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeFootnotesTextBlock" xlink:label="ExchangeFeeFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeMaximumDollars" xlink:label="OtherTransactionFeeMaximumDollars"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeCurrentDollars" xlink:label="OtherTransactionFeeCurrentDollars"/>
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<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseFootnotesTextBlock" xlink:label="AdministrativeExpenseFootnotesTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfAverageAccountValueMaximumPercent" xlink:label="BaseContractExpenseOfAverageAccountValueMaximumPercent"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfAverageAccountValueCurrentPercent" xlink:label="BaseContractExpenseOfAverageAccountValueCurrentPercent"/>
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<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeFootnotesTextBlock" xlink:label="SurrenderChargeFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargeFootnotesTextBlock" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TransactionChargesTextBlock" xlink:label="TransactionChargesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="KeyFeesExpensesTextBlock" xlink:to="TransactionChargesTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OngoingFeesAndExpensesTableTextBlock" xlink:label="OngoingFeesAndExpensesTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="KeyFeesExpensesTextBlock" xlink:to="OngoingFeesAndExpensesTableTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfAverageAnnualNetAssetsN4MinimumPercent" xlink:label="BaseContractOfAverageAnnualNetAssetsN4MinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractOfAverageAnnualNetAssetsN4MinimumPercent" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfAverageAnnualNetAssetsN4MaximumPercent" xlink:label="BaseContractOfAverageAnnualNetAssetsN4MaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractOfAverageAnnualNetAssetsN4MaximumPercent" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfPurchasePaymentsN4MinimumPercent" xlink:label="BaseContractOfPurchasePaymentsN4MinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractOfPurchasePaymentsN4MinimumPercent" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfPurchasePaymentsN4MaximumPercent" xlink:label="BaseContractOfPurchasePaymentsN4MaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractOfPurchasePaymentsN4MaximumPercent" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfOtherAmountN4MinimumPercent" xlink:label="BaseContractOfOtherAmountN4MinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractOfOtherAmountN4MinimumPercent" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractOfOtherAmountN4MaximumPercent" xlink:label="BaseContractOfOtherAmountN4MaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractOfOtherAmountN4MaximumPercent" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractN4FootnotesTextBlock" xlink:label="BaseContractN4FootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="BaseContractN4FootnotesTextBlock" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent" xlink:label="InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="InvestmentOptionsOfAverageAnnualNetAssetsMinimumPercent" priority="10" order="8.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent" xlink:label="InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="InvestmentOptionsOfAverageAnnualNetAssetsMaximumPercent" priority="10" order="9.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfOtherAmountMinimumPercent" xlink:label="InvestmentOptionsOfOtherAmountMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="InvestmentOptionsOfOtherAmountMinimumPercent" priority="10" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsOfOtherAmountMaximumPercent" xlink:label="InvestmentOptionsOfOtherAmountMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="InvestmentOptionsOfOtherAmountMaximumPercent" priority="10" order="11.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_InvestmentOptionsFootnotesTextBlock" xlink:label="InvestmentOptionsFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="InvestmentOptionsFootnotesTextBlock" priority="10" order="12.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitsMinimumPercent" xlink:label="OptionalBenefitsMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="OptionalBenefitsMinimumPercent" priority="10" order="13.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitsMaximumPercent" xlink:label="OptionalBenefitsMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="OptionalBenefitsMaximumPercent" priority="10" order="14.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitsFootnotesTextBlock" xlink:label="OptionalBenefitsFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OngoingFeesAndExpensesTableTextBlock" xlink:to="OptionalBenefitsFootnotesTextBlock" priority="10" order="15.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAndHighestAnnualCostTableTextBlock" xlink:label="LowestAndHighestAnnualCostTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="KeyFeesExpensesTextBlock" xlink:to="LowestAndHighestAnnualCostTableTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAnnualCostDollars" xlink:label="LowestAnnualCostDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LowestAndHighestAnnualCostTableTextBlock" xlink:to="LowestAnnualCostDollars" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_HighestAnnualCostDollars" xlink:label="HighestAnnualCostDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LowestAndHighestAnnualCostTableTextBlock" xlink:to="HighestAnnualCostDollars" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAnnualCostFootnotesTextBlock" xlink:label="LowestAnnualCostFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LowestAndHighestAnnualCostTableTextBlock" xlink:to="LowestAnnualCostFootnotesTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_HighestAnnualCostFootnotesTextBlock" xlink:label="HighestAnnualCostFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="LowestAndHighestAnnualCostTableTextBlock" xlink:to="HighestAnnualCostFootnotesTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_FeeTableTextBlock" xlink:label="FeeTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="FeeTableTextBlock" priority="10" order="16.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TransactionExpensesTableTextBlock" xlink:label="TransactionExpensesTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FeeTableTextBlock" xlink:to="TransactionExpensesTableTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadOfPurchasePaymentsMaximumPercent" xlink:label="SalesLoadOfPurchasePaymentsMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="SalesLoadOfPurchasePaymentsMaximumPercent" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadOfPurchasePaymentsCurrentPercent" xlink:label="SalesLoadOfPurchasePaymentsCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="SalesLoadOfPurchasePaymentsCurrentPercent" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadOfPurchasePaymentsMinimumPercent" xlink:label="SalesLoadOfPurchasePaymentsMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="SalesLoadOfPurchasePaymentsMinimumPercent" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SalesLoadFootnotesTextBlock" xlink:label="SalesLoadFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="SalesLoadFootnotesTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfPurchasePaymentsMaximumPercent" xlink:label="DeferredSalesLoadOfPurchasePaymentsMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfPurchasePaymentsMaximumPercent" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfPurchasePaymentsCurrentPercent" xlink:label="DeferredSalesLoadOfPurchasePaymentsCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfPurchasePaymentsCurrentPercent" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfPurchasePaymentsMinimumPercent" xlink:label="DeferredSalesLoadOfPurchasePaymentsMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfPurchasePaymentsMinimumPercent" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfAmountSurrenderedMaximumPercent" xlink:label="DeferredSalesLoadOfAmountSurrenderedMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfAmountSurrenderedMaximumPercent" priority="10" order="8.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfAmountSurrenderedCurrentPercent" xlink:label="DeferredSalesLoadOfAmountSurrenderedCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfAmountSurrenderedCurrentPercent" priority="10" order="9.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfAmountSurrenderedMinimumPercent" xlink:label="DeferredSalesLoadOfAmountSurrenderedMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfAmountSurrenderedMinimumPercent" priority="10" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfOtherAmountMaximumPercent" xlink:label="DeferredSalesLoadOfOtherAmountMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfOtherAmountMaximumPercent" priority="10" order="11.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfOtherAmountCurrentPercent" xlink:label="DeferredSalesLoadOfOtherAmountCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfOtherAmountCurrentPercent" priority="10" order="12.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadOfOtherAmountMinimumPercent" xlink:label="DeferredSalesLoadOfOtherAmountMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadOfOtherAmountMinimumPercent" priority="10" order="13.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_DeferredSalesLoadFootnotesTextBlock" xlink:label="DeferredSalesLoadFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="DeferredSalesLoadFootnotesTextBlock" priority="10" order="14.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeMaximumDollars" xlink:label="ExchangeFeeMaximumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeMaximumDollars" priority="10" order="15.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeCurrentDollars" xlink:label="ExchangeFeeCurrentDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeCurrentDollars" priority="10" order="16.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeMinimumDollars" xlink:label="ExchangeFeeMinimumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeMinimumDollars" priority="10" order="17.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfAmountExchangedMaximumPercent" xlink:label="ExchangeFeeOfAmountExchangedMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeOfAmountExchangedMaximumPercent" priority="10" order="18.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfAmountExchangedCurrentPercent" xlink:label="ExchangeFeeOfAmountExchangedCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeOfAmountExchangedCurrentPercent" priority="10" order="19.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfAmountExchangedMinimumPercent" xlink:label="ExchangeFeeOfAmountExchangedMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeOfAmountExchangedMinimumPercent" priority="10" order="20.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfOtherAmountMaximumPercent" xlink:label="ExchangeFeeOfOtherAmountMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeOfOtherAmountMaximumPercent" priority="10" order="21.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfOtherAmountCurrentPercent" xlink:label="ExchangeFeeOfOtherAmountCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeOfOtherAmountCurrentPercent" priority="10" order="22.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeFootnotesTextBlock" xlink:label="OtherTransactionFeeFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeFootnotesTextBlock" priority="10" order="31.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeOfOtherAmountMinimumPercent" xlink:label="OtherTransactionFeeOfOtherAmountMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeOfOtherAmountMinimumPercent" priority="10" order="30.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeOfOtherAmountCurrentPercent" xlink:label="OtherTransactionFeeOfOtherAmountCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeOfOtherAmountCurrentPercent" priority="10" order="29.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeOfOtherAmountMaximumPercent" xlink:label="OtherTransactionFeeOfOtherAmountMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeOfOtherAmountMaximumPercent" priority="10" order="28.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeMinimumDollars" xlink:label="OtherTransactionFeeMinimumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeMinimumDollars" priority="10" order="27.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeCurrentDollars" xlink:label="OtherTransactionFeeCurrentDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeCurrentDollars" priority="10" order="26.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OtherTransactionFeeMaximumDollars" xlink:label="OtherTransactionFeeMaximumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="OtherTransactionFeeMaximumDollars" priority="10" order="25.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeFootnotesTextBlock" xlink:label="ExchangeFeeFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeFootnotesTextBlock" priority="10" order="24.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExchangeFeeOfOtherAmountMinimumPercent" xlink:label="ExchangeFeeOfOtherAmountMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="TransactionExpensesTableTextBlock" xlink:to="ExchangeFeeOfOtherAmountMinimumPercent" priority="10" order="23.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExampleTableTextBlock" xlink:label="NoSurrenderExampleTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="FeeTableTextBlock" xlink:to="NoSurrenderExampleTableTextBlock" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExpense10YearsMinimumDollars" xlink:label="NoSurrenderExpense10YearsMinimumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoSurrenderExampleTableTextBlock" xlink:to="NoSurrenderExpense10YearsMinimumDollars" priority="10" order="8.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExpense10YearsMaximumDollars" xlink:label="NoSurrenderExpense10YearsMaximumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoSurrenderExampleTableTextBlock" xlink:to="NoSurrenderExpense10YearsMaximumDollars" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExpense5YearsMinimumDollars" xlink:label="NoSurrenderExpense5YearsMinimumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="NoSurrenderExampleTableTextBlock" xlink:to="NoSurrenderExpense5YearsMinimumDollars" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExpense5YearsMaximumDollars" xlink:label="NoSurrenderExpense5YearsMaximumDollars"/>
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<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnnualContractExpensesTableTextBlock" xlink:to="BaseContractExpenseOfAverageAccountValueMaximumPercent" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseFootnotesTextBlock" xlink:label="AdministrativeExpenseFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnnualContractExpensesTableTextBlock" xlink:to="AdministrativeExpenseFootnotesTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseMinimumDollars" xlink:label="AdministrativeExpenseMinimumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnnualContractExpensesTableTextBlock" xlink:to="AdministrativeExpenseMinimumDollars" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseCurrentDollars" xlink:label="AdministrativeExpenseCurrentDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnnualContractExpensesTableTextBlock" xlink:to="AdministrativeExpenseCurrentDollars" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseMaximumDollars" xlink:label="AdministrativeExpenseMaximumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="AnnualContractExpensesTableTextBlock" xlink:to="AdministrativeExpenseMaximumDollars" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyExchangesTextBlock" xlink:label="KeyExchangesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="KeyExchangesTextBlock" priority="10" order="15.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyInvestmentProfessionalCompensationTextBlock" xlink:label="KeyInvestmentProfessionalCompensationTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="KeyInvestmentProfessionalCompensationTextBlock" priority="10" order="14.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyOptionalBenefitRestrictionsTextBlock" xlink:label="KeyOptionalBenefitRestrictionsTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="KeyOptionalBenefitRestrictionsTextBlock" priority="10" order="12.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyInvestmentRestrictionsTextBlock" xlink:label="KeyInvestmentRestrictionsTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="KeyInvestmentRestrictionsTextBlock" priority="10" order="11.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RisksTableTextBlock" xlink:label="RisksTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="RisksTableTextBlock" priority="10" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RiskTextBlock" xlink:label="RiskTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="RisksTableTextBlock" xlink:to="RiskTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompaniesN4TextBlock" xlink:label="PortfolioCompaniesN4TextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="PortfolioCompaniesN4TextBlock" priority="10" order="19.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TemporaryFeeReductionsCurrentExpensesTextBlock" xlink:label="TemporaryFeeReductionsCurrentExpensesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="TemporaryFeeReductionsCurrentExpensesTextBlock" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailablePortfolioCompaniesTableTextBlock" xlink:label="BenefitsAvailablePortfolioCompaniesTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="BenefitsAvailablePortfolioCompaniesTableTextBlock" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitNotAvailablePortfolioCompanyFlag" xlink:label="BenefitNotAvailablePortfolioCompanyFlag"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailablePortfolioCompaniesTableTextBlock" xlink:to="BenefitNotAvailablePortfolioCompanyFlag" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyAvailableWithBenefitFlag" xlink:label="PortfolioCompanyAvailableWithBenefitFlag"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailablePortfolioCompaniesTableTextBlock" xlink:to="PortfolioCompanyAvailableWithBenefitFlag" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock" xlink:label="SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PlatformChargeTextBlock" xlink:label="PlatformChargeTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="PlatformChargeTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompaniesTableTextBlock" xlink:label="PortfolioCompaniesTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="PortfolioCompaniesTableTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AverageAnnualTotalReturns10YearsPercent" xlink:label="AverageAnnualTotalReturns10YearsPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="AverageAnnualTotalReturns10YearsPercent" priority="10" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AverageAnnualTotalReturns5YearsPercent" xlink:label="AverageAnnualTotalReturns5YearsPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="AverageAnnualTotalReturns5YearsPercent" priority="10" order="9.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AverageAnnualTotalReturns1YearPercent" xlink:label="AverageAnnualTotalReturns1YearPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="AverageAnnualTotalReturns1YearPercent" priority="10" order="8.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_CurrentExpensesPlatformChargePercent" xlink:label="CurrentExpensesPlatformChargePercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="CurrentExpensesPlatformChargePercent" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PlatformChargePercent" xlink:label="PlatformChargePercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="PlatformChargePercent" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_CurrentExpensesPercent" xlink:label="CurrentExpensesPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="CurrentExpensesPercent" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyAdviserTextBlock" xlink:label="PortfolioCompanyAdviserTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="PortfolioCompanyAdviserTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyNameTextBlock" xlink:label="PortfolioCompanyNameTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="PortfolioCompanyNameTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanyObjectiveTextBlock" xlink:label="PortfolioCompanyObjectiveTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="PortfolioCompanyObjectiveTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompanySubadviserTextBlock" xlink:label="PortfolioCompanySubadviserTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesTableTextBlock" xlink:to="PortfolioCompanySubadviserTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusesAvailableTextBlock" xlink:label="ProspectusesAvailableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="ProspectusesAvailableTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailableN4TextBlock" xlink:label="BenefitsAvailableN4TextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="BenefitsAvailableN4TextBlock" priority="10" order="18.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsLimitationTableTextBlock" xlink:label="BenefitsLimitationTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableN4TextBlock" xlink:to="BenefitsLimitationTableTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LimitationsRestrictionsRisksTextBlock" xlink:label="LimitationsRestrictionsRisksTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsLimitationTableTextBlock" xlink:to="LimitationsRestrictionsRisksTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsDescriptionTableTextBlock" xlink:label="BenefitsDescriptionTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableN4TextBlock" xlink:to="BenefitsDescriptionTableTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_CalculationMethodOfBenefitTextBlock" xlink:label="CalculationMethodOfBenefitTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsDescriptionTableTextBlock" xlink:to="CalculationMethodOfBenefitTextBlock" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OperationOfBenefitTextBlock" xlink:label="OperationOfBenefitTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsDescriptionTableTextBlock" xlink:to="OperationOfBenefitTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitStandardOrOptionalTextBlock" xlink:label="BenefitStandardOrOptionalTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsDescriptionTableTextBlock" xlink:to="BenefitStandardOrOptionalTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NameOfBenefitTextBlock" xlink:label="NameOfBenefitTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsDescriptionTableTextBlock" xlink:to="NameOfBenefitTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_FeesCostsBenefitTextBlock" xlink:label="FeesCostsBenefitTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsDescriptionTableTextBlock" xlink:to="FeesCostsBenefitTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailableTableTextBlock" xlink:label="BenefitsAvailableTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableN4TextBlock" xlink:to="BenefitsAvailableTableTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PurposeOfBenefitTextBlock" xlink:label="PurposeOfBenefitTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableTableTextBlock" xlink:to="PurposeOfBenefitTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumAccumulationTextBlock" xlink:label="GuaranteedMinimumAccumulationTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurposeOfBenefitTextBlock" xlink:to="GuaranteedMinimumAccumulationTextBlock" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumIncomeTextBlock" xlink:label="GuaranteedMinimumIncomeTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurposeOfBenefitTextBlock" xlink:to="GuaranteedMinimumIncomeTextBlock" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumWithdrawalTextBlock" xlink:label="GuaranteedMinimumWithdrawalTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurposeOfBenefitTextBlock" xlink:to="GuaranteedMinimumWithdrawalTextBlock" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_GuaranteedMinimumDeathBenefitTextBlock" xlink:label="GuaranteedMinimumDeathBenefitTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PurposeOfBenefitTextBlock" xlink:to="GuaranteedMinimumDeathBenefitTextBlock" priority="10" order="1.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableTableTextBlock" xlink:to="NameOfBenefitTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BriefRestrictionsLimitationsTextBlock" xlink:label="BriefRestrictionsLimitationsTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableTableTextBlock" xlink:to="BriefRestrictionsLimitationsTextBlock" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitFlag" xlink:label="OptionalBenefitFlag"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableTableTextBlock" xlink:to="OptionalBenefitFlag" priority="10" order="4.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseFootnotesTextBlock" priority="10" order="10.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseOfOtherAmountMinimumPercent" priority="10" order="9.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseOfOtherAmountCurrentPercent" priority="10" order="8.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseOfOtherAmountMaximumPercent" priority="10" order="7.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseOfBenefitBaseMinimumPercent" priority="10" order="6.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseOfBenefitBaseCurrentPercent" priority="10" order="5.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseOfBenefitBaseMaximumPercent" priority="10" order="4.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseMinimumDollars" priority="10" order="3.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseCurrentDollars" priority="10" order="2.0"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="OptionalBenefitFlag" xlink:to="OptionalBenefitExpenseMaximumDollars" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitFlag" xlink:label="StandardBenefitFlag"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="BenefitsAvailableTableTextBlock" xlink:to="StandardBenefitFlag" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseOfOtherAmountMinimumPercent" xlink:label="StandardBenefitExpenseOfOtherAmountMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseOfOtherAmountMinimumPercent" priority="10" order="9.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseOfOtherAmountCurrentPercent" xlink:label="StandardBenefitExpenseOfOtherAmountCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseOfOtherAmountCurrentPercent" priority="10" order="8.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseOfOtherAmountMaximumPercent" xlink:label="StandardBenefitExpenseOfOtherAmountMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseOfOtherAmountMaximumPercent" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseOfBenefitBaseMinimumPercent" xlink:label="StandardBenefitExpenseOfBenefitBaseMinimumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseOfBenefitBaseMinimumPercent" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseOfBenefitBaseCurrentPercent" xlink:label="StandardBenefitExpenseOfBenefitBaseCurrentPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseOfBenefitBaseCurrentPercent" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseOfBenefitBaseMaximumPercent" xlink:label="StandardBenefitExpenseOfBenefitBaseMaximumPercent"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseOfBenefitBaseMaximumPercent" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseMinimumDollars" xlink:label="StandardBenefitExpenseMinimumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseMinimumDollars" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseCurrentDollars" xlink:label="StandardBenefitExpenseCurrentDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseCurrentDollars" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseMaximumDollars" xlink:label="StandardBenefitExpenseMaximumDollars"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseMaximumDollars" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_StandardBenefitExpenseFootnotesTextBlock" xlink:label="StandardBenefitExpenseFootnotesTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StandardBenefitFlag" xlink:to="StandardBenefitExpenseFootnotesTextBlock" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRisksTableTextBlock" xlink:label="PrincipalRisksTableTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="PrincipalRisksTableTextBlock" priority="10" order="17.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRiskTextBlock" xlink:label="PrincipalRiskTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="PrincipalRisksTableTextBlock" xlink:to="PrincipalRiskTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyTaxImplicationsTextBlock" xlink:label="KeyTaxImplicationsTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="ProspectusLineItems" xlink:to="KeyTaxImplicationsTextBlock" priority="10" order="13.0"/>
</link:presentationLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/vip/role/N4">
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusLineItems" xlink:label="ProspectusLineItems"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusTable" xlink:label="ProspectusTable"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ProspectusLineItems" xlink:to="ProspectusTable" priority="10" order="1.0" xbrldt:closed="true" xbrldt:contextElement="segment" xbrldt:targetRole="http://xbrl.sec.gov/vip/role/CommonDimensions"/>
</link:definitionLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/vip/role/N4">
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusLineItems" xlink:label="ProspectusLineItems"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyTaxImplicationsTextBlock" xlink:label="KeyTaxImplicationsTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="KeyTaxImplicationsTextBlock" use="optional" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_FeeTableTextBlock" xlink:label="FeeTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="FeeTableTextBlock" use="optional" priority="10" order="9.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TransactionExpensesTableTextBlock" xlink:label="TransactionExpensesTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="TransactionExpensesTableTextBlock" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AnnualContractExpensesTableTextBlock" xlink:label="AnnualContractExpensesTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="AnnualContractExpensesTableTextBlock" use="optional" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderExampleTableTextBlock" xlink:label="SurrenderExampleTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="SurrenderExampleTableTextBlock" use="optional" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AnnuitizeExampleTableTextBlock" xlink:label="AnnuitizeExampleTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="AnnuitizeExampleTableTextBlock" use="optional" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_NoSurrenderExampleTableTextBlock" xlink:label="NoSurrenderExampleTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="NoSurrenderExampleTableTextBlock" use="optional" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AnnualPortfolioCompanyExpensesTableTextBlock" xlink:label="AnnualPortfolioCompanyExpensesTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="AnnualPortfolioCompanyExpensesTableTextBlock" use="optional" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ExpenseReimbursementsFeeWaiversNoteTextBlock" xlink:label="ExpenseReimbursementsFeeWaiversNoteTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="FeeTableTextBlock" xlink:to="ExpenseReimbursementsFeeWaiversNoteTextBlock" use="optional" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRisksTableTextBlock" xlink:label="PrincipalRisksTableTextBlock_2"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="PrincipalRisksTableTextBlock_2" use="optional" priority="10" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRisksTableTextBlock" xlink:label="PrincipalRisksTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PrincipalRiskTextBlock" xlink:label="PrincipalRiskTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PrincipalRisksTableTextBlock" xlink:to="PrincipalRiskTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailableN4TextBlock" xlink:label="BenefitsAvailableN4TextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BenefitsAvailableN4TextBlock" use="optional" priority="10" order="11.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailableTableTextBlock" xlink:label="BenefitsAvailableTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BenefitsAvailableN4TextBlock" xlink:to="BenefitsAvailableTableTextBlock" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsDescriptionTableTextBlock" xlink:label="BenefitsDescriptionTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BenefitsAvailableN4TextBlock" xlink:to="BenefitsDescriptionTableTextBlock" use="optional" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsLimitationTableTextBlock" xlink:label="BenefitsLimitationTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="BenefitsAvailableN4TextBlock" xlink:to="BenefitsLimitationTableTextBlock" use="optional" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompaniesN4TextBlock" xlink:label="PortfolioCompaniesN4TextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="PortfolioCompaniesN4TextBlock" use="optional" priority="10" order="12.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PortfolioCompaniesTableTextBlock" xlink:label="PortfolioCompaniesTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="PortfolioCompaniesTableTextBlock" use="optional" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TemporaryFeeReductionsCurrentExpensesTextBlock" xlink:label="TemporaryFeeReductionsCurrentExpensesTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="TemporaryFeeReductionsCurrentExpensesTextBlock" use="optional" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BenefitsAvailablePortfolioCompaniesTableTextBlock" xlink:label="BenefitsAvailablePortfolioCompaniesTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="BenefitsAvailablePortfolioCompaniesTableTextBlock" use="optional" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock" xlink:label="SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="SomePortfolioCompaniesNotAvailableForAllBenefitsTextBlock" use="optional" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusesAvailableTextBlock" xlink:label="ProspectusesAvailableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="ProspectusesAvailableTextBlock" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_PlatformChargeTextBlock" xlink:label="PlatformChargeTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="PortfolioCompaniesN4TextBlock" xlink:to="PlatformChargeTextBlock" use="optional" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyFeesExpensesTextBlock" xlink:label="KeyFeesExpensesTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="KeyFeesExpensesTextBlock" use="optional" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ChargesForEarlyWithdrawalsTextBlock" xlink:label="ChargesForEarlyWithdrawalsTextBlock_2"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="KeyFeesExpensesTextBlock" xlink:to="ChargesForEarlyWithdrawalsTextBlock_2" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ChargesForEarlyWithdrawalsTextBlock" xlink:label="ChargesForEarlyWithdrawalsTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargePeriodYears" xlink:label="SurrenderChargePeriodYears"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargePeriodYears" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeOfAmountSurrenderedMaximumPercent" xlink:label="SurrenderChargeOfAmountSurrenderedMaximumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargeOfAmountSurrenderedMaximumPercent" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeOfOtherAmountMaximumPercent" xlink:label="SurrenderChargeOfOtherAmountMaximumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargeOfOtherAmountMaximumPercent" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeExampleMaximumDollars" xlink:label="SurrenderChargeExampleMaximumDollars"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargeExampleMaximumDollars" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeFootnotesTextBlock" xlink:label="SurrenderChargeFootnotesTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargeFootnotesTextBlock" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_SurrenderChargeOfPurchasePaymentsMaximumPercent" xlink:label="SurrenderChargeOfPurchasePaymentsMaximumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ChargesForEarlyWithdrawalsTextBlock" xlink:to="SurrenderChargeOfPurchasePaymentsMaximumPercent" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OngoingFeesAndExpensesTableTextBlock" xlink:label="OngoingFeesAndExpensesTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="KeyFeesExpensesTextBlock" xlink:to="OngoingFeesAndExpensesTableTextBlock" use="optional" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_TransactionChargesTextBlock" xlink:label="TransactionChargesTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="KeyFeesExpensesTextBlock" xlink:to="TransactionChargesTextBlock" use="optional" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_LowestAndHighestAnnualCostTableTextBlock" xlink:label="LowestAndHighestAnnualCostTableTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="KeyFeesExpensesTextBlock" xlink:to="LowestAndHighestAnnualCostTableTextBlock" use="optional" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RisksTableTextBlock" xlink:label="RisksTableTextBlock_2"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="RisksTableTextBlock_2" use="optional" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RisksTableTextBlock" xlink:label="RisksTableTextBlock"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_RiskTextBlock" xlink:label="RiskTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="RisksTableTextBlock" xlink:to="RiskTextBlock" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyInvestmentRestrictionsTextBlock" xlink:label="KeyInvestmentRestrictionsTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="KeyInvestmentRestrictionsTextBlock" use="optional" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyOptionalBenefitRestrictionsTextBlock" xlink:label="KeyOptionalBenefitRestrictionsTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="KeyOptionalBenefitRestrictionsTextBlock" use="optional" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyInvestmentProfessionalCompensationTextBlock" xlink:label="KeyInvestmentProfessionalCompensationTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="KeyInvestmentProfessionalCompensationTextBlock" use="optional" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_KeyExchangesTextBlock" xlink:label="KeyExchangesTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="KeyExchangesTextBlock" use="optional" priority="10" order="8.0"/>
</link:definitionLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/vip/role/N4AnnualExpenseData">
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusLineItems" xlink:label="ProspectusLineItems"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusTable" xlink:label="ProspectusTable"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/all" xlink:from="ProspectusLineItems" xlink:to="ProspectusTable" priority="10" order="1.0" xbrldt:closed="true" xbrldt:contextElement="segment" xbrldt:targetRole="http://xbrl.sec.gov/vip/role/CommonDimensions"/>
</link:definitionLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/vip/role/N4AnnualExpenseData">
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_ProspectusLineItems" xlink:label="ProspectusLineItems"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseMaximumDollars" xlink:label="AdministrativeExpenseMaximumDollars"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="AdministrativeExpenseMaximumDollars" priority="10" order="2.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseCurrentDollars" xlink:label="AdministrativeExpenseCurrentDollars"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="AdministrativeExpenseCurrentDollars" priority="10" order="3.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseMinimumDollars" xlink:label="AdministrativeExpenseMinimumDollars"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="AdministrativeExpenseMinimumDollars" priority="10" order="4.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_AdministrativeExpenseFootnotesTextBlock" xlink:label="AdministrativeExpenseFootnotesTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="AdministrativeExpenseFootnotesTextBlock" priority="10" order="5.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfAverageAccountValueMaximumPercent" xlink:label="BaseContractExpenseOfAverageAccountValueMaximumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BaseContractExpenseOfAverageAccountValueMaximumPercent" priority="10" order="6.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfAverageAccountValueCurrentPercent" xlink:label="BaseContractExpenseOfAverageAccountValueCurrentPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BaseContractExpenseOfAverageAccountValueCurrentPercent" priority="10" order="7.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfAverageAccountValueMinimumPercent" xlink:label="BaseContractExpenseOfAverageAccountValueMinimumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BaseContractExpenseOfAverageAccountValueMinimumPercent" priority="10" order="8.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfOtherAmountMaximumPercent" xlink:label="BaseContractExpenseOfOtherAmountMaximumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BaseContractExpenseOfOtherAmountMaximumPercent" priority="10" order="9.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfOtherAmountCurrentPercent" xlink:label="BaseContractExpenseOfOtherAmountCurrentPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BaseContractExpenseOfOtherAmountCurrentPercent" priority="10" order="10.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseOfOtherAmountMinimumPercent" xlink:label="BaseContractExpenseOfOtherAmountMinimumPercent"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="ProspectusLineItems" xlink:to="BaseContractExpenseOfOtherAmountMinimumPercent" priority="10" order="11.0"/>
<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_BaseContractExpenseFootnotesTextBlock" xlink:label="BaseContractExpenseFootnotesTextBlock"/>
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<link:loc xlink:type="locator" xlink:href="vip-2024.xsd#vip_OptionalBenefitExpenseMaximumDollars" xlink:label="OptionalBenefitExpenseMaximumDollars"/>
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