<?xml version="1.0" encoding="US-ASCII"?>
<!-- This schema was created by staff of the U.S. Securities and Exchange Commission. -->
<!-- Data and content created by government employees within the scope of their employment -->
<!-- are not subject to domestic copyright protection. 17 U.S.C. 105. -->
<xs:schema
xmlns:dei="http://xbrl.sec.gov/dei/2026"
xmlns:dtr-types="http://www.xbrl.org/dtr/type/2024-01-31"
xmlns:link="http://www.xbrl.org/2003/linkbase"
xmlns:oef="http://xbrl.sec.gov/oef/2027"
xmlns:ref="http://www.xbrl.org/2006/ref"
xmlns:xbrldt="http://xbrl.org/2005/xbrldt"
xmlns:xbrli="http://www.xbrl.org/2003/instance"
xmlns:xlink="http://www.w3.org/1999/xlink"
xmlns:xs="http://www.w3.org/2001/XMLSchema"
xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
targetNamespace="http://xbrl.sec.gov/oef/2027"
elementFormDefault="qualified"
xsi:schemaLocation="http://www.xbrl.org/2006/ref http://www.xbrl.org/2006/ref-2006-02-27.xsd">
<xs:import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd"/>
<xs:import namespace="http://www.xbrl.org/dtr/type/2024-01-31" schemaLocation="https://www.xbrl.org/dtr/type/2024-01-31/types.xsd"/>
<xs:import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd"/>
<xs:import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd"/>
<xs:import namespace="http://xbrl.sec.gov/country-def/2026" schemaLocation="https://xbrl.sec.gov/country/2026/country-2026_def.xsd"/>
<xs:import namespace="http://xbrl.sec.gov/dei/2026" schemaLocation="https://xbrl.sec.gov/dei/2026/dei-2026.xsd"/>
<xs:annotation>
<xs:appinfo>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/N1aCover" id="N1aCover">
<link:definition>010000 - Disclosure - Form N-1A Cover</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/N1aSupplement" id="N1aSupplement">
<link:definition>010001 - Disclosure - Form N-1A Supplement</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/RiskReturn" id="RiskReturn">
<link:definition>010002 - Disclosure - Investment Objectives and Goals</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/FeesAndExpenses" id="FeesAndExpenses">
<link:definition>010003 - Disclosure - Fees and Expenses</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/InvestmentStrategy" id="InvestmentStrategy">
<link:definition>010004 - Disclosure - Investment Strategy</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/InvestmentRisks" id="InvestmentRisks">
<link:definition>010005 - Disclosure - Investment Risks</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/PerformanceManagement" id="PerformanceManagement">
<link:definition>010006 - Disclosure - Performance Management</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/ShareholderFeesData" id="ShareholderFeesData">
<link:definition>020010 - Disclosure - Shareholder Fees</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/OperatingExpensesData" id="OperatingExpensesData">
<link:definition>020020 - Disclosure - Annual Fund Operating Expenses</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:calculationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/ExpenseExample" id="ExpenseExample">
<link:definition>020030 - Disclosure - Expense Example</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/ExpenseExampleNoRedemption" id="ExpenseExampleNoRedemption">
<link:definition>020040 - Disclosure - Expense Example, No Redemption</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/RiskTableData" id="RiskTableData">
<link:definition>020045 - Disclosure - Risks Data</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/BarChartData" id="BarChartData">
<link:definition>020050 - Disclosure - Annual Total Returns</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/PerformanceTableData" id="PerformanceTableData">
<link:definition>020060 - Disclosure - Average Annual Total Returns</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/MarketIndexPerformanceData" id="MarketIndexPerformanceData">
<link:definition>020070 - Disclosure - Market Index Performance</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/NcsrCover" id="NcsrCover">
<link:definition>030000 - Disclosure - Form N-CSR Cover</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ShareholderReport" id="ShareholderReport">
<link:definition>030001 - Disclosure - Shareholder Report</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/FundExpenses" id="FundExpenses">
<link:definition>030002 - Disclosure - Fund Expenses</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ManagementsDiscussion" id="ManagementsDiscussion">
<link:definition>030003 - Disclosure - Management's Discussion of Fund Performance</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/FundStatistics" id="FundStatistics">
<link:definition>030004 - Disclosure - Fund Statistics</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/Holdings" id="Holdings">
<link:definition>030005 - Disclosure - Graphical Representation of Holdings</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/MaterialFundChanges" id="MaterialFundChanges">
<link:definition>030006 - Disclosure - Material Fund Changes</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/Accountants" id="Accountants">
<link:definition>030007 - Disclosure - Changes in and Disagreements with Accountants</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/AvailabilityOfAdditionalInformation" id="AvailabilityOfAdditionalInformation">
<link:definition>030008 - Disclosure - Availability of Additional Information</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportLineGraphDetails" id="ShareholderReportLineGraphDetails">
<link:definition>040010 - Disclosure - Shareholder Report, Line Graph (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/PerformanceDataByClass" id="PerformanceDataByClass">
<link:definition>040011 - Document - Performance Data, by Class</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/PerformanceDataByBroadBasedIndex" id="PerformanceDataByBroadBasedIndex">
<link:definition>040012 - Document - Performance Data, by Broad-Based Index</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/PerformanceDataByAdditionalIndex" id="PerformanceDataByAdditionalIndex">
<link:definition>040013 - Document - Performance Data, by Additional Index</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportAverageAnnualReturnDetails" id="ShareholderReportAverageAnnualReturnDetails">
<link:definition>040015 - Disclosure - Shareholder Report, Average Annual Return (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/AverageAnnualReturnDataByClass" id="AverageAnnualReturnDataByClass">
<link:definition>040016 - Document - Average Annual Return Data, by Class</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/AverageAnnualReturnDataByBroadBasedIndex" id="AverageAnnualReturnDataByBroadBasedIndex">
<link:definition>040017 - Document - Average Annual Return Data, by Broad-based Index</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/AverageAnnualReturnDataByAdditionalIndex" id="AverageAnnualReturnDataByAdditionalIndex">
<link:definition>040018 - Document - Average Annual Return Data, by Additional Index</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ShareholderReportHoldingsDetails" id="ShareholderReportHoldingsDetails">
<link:definition>040020 - Disclosure - Shareholder Report, Holdings (Details)</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByIndustrySector" id="HoldingsByIndustrySector">
<link:definition>040021 - Document - Holdings by Industry Sector</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByGeographicRegion" id="HoldingsByGeographicRegion">
<link:definition>040022 - Document - Holdings by Geographic Region</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByCreditQuality" id="HoldingsByCreditQuality">
<link:definition>040023 - Document - Holdings by Credit Quality</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByMaturity" id="HoldingsByMaturity">
<link:definition>040024 - Document - Holdings by Maturity</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByAssetCategory" id="HoldingsByAssetCategory">
<link:definition>040025 - Document - Holdings by Asset Category</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByOtherCategory" id="HoldingsByOtherCategory">
<link:definition>040026 - Document - Holdings by Other Category (1)</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingsByOtherCategory2" id="HoldingsByOtherCategory2">
<link:definition>040027 - Document - Holdings by Other Category (2)</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/LargestHoldings" id="LargestHoldings">
<link:definition>040029 - Disclosure - Largest Holdings</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/ProspectusOnly" id="ProspectusOnly">
<link:definition>050000 - Document - Prospectus</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/RiskOnly" id="RiskOnly">
<link:definition>050010 - Document - Risk</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/CoregistrantOnly" id="CoregistrantOnly">
<link:definition>050011 - Document - Coregistrant</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/SeriesOnly" id="SeriesOnly">
<link:definition>050020 - Document - Series</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ClassOnly" id="ClassOnly">
<link:definition>050030 - Document - Class</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/rr/role/PerformanceMeasureOnly" id="PerformanceMeasureOnly">
<link:definition>050040 - Document - Performance Measure</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingAssetCategoryOnly" id="HoldingAssetCategoryOnly">
<link:definition>050050 - Document - Holding Asset Category</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/BroadBasedIndexOnly" id="BroadBasedIndexOnly">
<link:definition>050051 - Document - Broad Based Indexes</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/AdditionalIndexOnly" id="AdditionalIndexOnly">
<link:definition>050052 - Document - Additional Indexes</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/IndustrySectorOnly" id="IndustrySectorOnly">
<link:definition>050053 - Document - Industry Sector</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/GeographicRegionOnly" id="GeographicRegionOnly">
<link:definition>050054 - Document - Geographic Region</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/CreditQualityOnly" id="CreditQualityOnly">
<link:definition>050055 - Document - Credit Quality</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/MaturityOnly" id="MaturityOnly">
<link:definition>050056 - Document - Maturity</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/Other1CategoryOnly" id="Other1CategoryOnly">
<link:definition>050057 - Document - Other1 Category</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/Other2CategoryOnly" id="Other2CategoryOnly">
<link:definition>050058 - Document - Other2 Category</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/LargestHoldingOnly" id="LargestHoldingOnly">
<link:definition>050060 - Document - Largest Holding</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/SalesLoadOnly" id="SalesLoadOnly">
<link:definition>050070 - Document - Sales Loads</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/HoldingMeasureOnly" id="HoldingMeasureOnly">
<link:definition>050080 - Document - Holding Measure</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/ValueMeasureOnly" id="ValueMeasureOnly">
<link:definition>050081 - Document - Value Measure</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/Defaults" id="Defaults">
<link:definition>050090 - Document - Defaults</link:definition>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:roleType roleURI="http://xbrl.sec.gov/oef/role/Deprecated" id="Deprecated">
<link:definition>050091 - Document - Deprecated OEF Concepts</link:definition>
<link:usedOn>link:presentationLink</link:usedOn>
<link:usedOn>link:definitionLink</link:usedOn>
</link:roleType>
<link:linkbase id="lnk">
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/ClassOnly" xlink:type="simple" xlink:href="#ClassOnly"/>
<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/Defaults" xlink:type="simple" xlink:href="#Defaults"/>
<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/SeriesOnly" xlink:type="simple" xlink:href="#SeriesOnly"/>
<link:roleRef roleURI="http://xbrl.sec.gov/oef/role/CoregistrantOnly" xlink:type="simple" xlink:href="#CoregistrantOnly"/>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/Defaults">
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentInformationDocumentAxis" xlink:label="DocumentInformationDocumentAxis"/>
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_DocumentDomain" xlink:label="DocumentDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="DocumentInformationDocumentAxis" xlink:to="DocumentDomain" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis" xlink:label="LegalEntityAxis"/>
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain" xlink:label="EntityDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="LegalEntityAxis" xlink:to="EntityDomain" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#oef_CoregistrantAxis" xlink:label="CoregistrantAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_AllCoregistrantsMember" xlink:label="AllCoregistrantsMember"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CoregistrantAxis" xlink:to="AllCoregistrantsMember" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ClassAxis" xlink:label="ClassAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="ClassAxis" xlink:to="ShareClassDomain" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceMeasureAxis" xlink:label="PerformanceMeasureAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceMeasureDomain" xlink:label="PerformanceMeasureDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="PerformanceMeasureAxis" xlink:to="PerformanceMeasureDomain" use="optional" priority="10" order="1.0"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskAxis" xlink:label="RiskAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_AllRisksMember" xlink:label="AllRisksMember"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="RiskAxis" xlink:to="AllRisksMember" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_SalesLoadAxis" xlink:label="SalesLoadAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_WithSalesLoadMember" xlink:label="WithSalesLoadMember"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="SalesLoadAxis" xlink:to="WithSalesLoadMember" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BroadBasedIndexAxis" xlink:label="BroadBasedIndexAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="BroadBasedIndexAxis" xlink:to="BroadBasedIndexDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AdditionalIndexAxis" xlink:label="AdditionalIndexAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="AdditionalIndexAxis" xlink:to="AdditionalIndexDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_IndustrySectorAxis" xlink:label="IndustrySectorAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_IndustrySectorDomain" xlink:label="IndustrySectorDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="IndustrySectorAxis" xlink:to="IndustrySectorDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LargestHoldingAxis" xlink:label="LargestHoldingAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_LargestHoldingsDomain" xlink:label="LargestHoldingsDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="LargestHoldingAxis" xlink:to="LargestHoldingsDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_GeographicRegionAxis" xlink:label="GeographicRegionAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_GeographicRegionDomain" xlink:label="GeographicRegionDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="GeographicRegionAxis" xlink:to="GeographicRegionDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CreditQualityAxis" xlink:label="CreditQualityAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_CreditQualityDomain" xlink:label="CreditQualityDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="CreditQualityAxis" xlink:to="CreditQualityDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaturityAxis" xlink:label="MaturityAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaturityDomain" xlink:label="MaturityDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="MaturityAxis" xlink:to="MaturityDomain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeAxis" xlink:label="InvestmentTypeAxis"/>
<link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/us-gaap/2026/elts/us-gaap-2026.xsd#us-gaap_InvestmentTypeCategorizationMember" xlink:label="InvestmentTypeCategorizationMember"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="InvestmentTypeAxis" xlink:to="InvestmentTypeCategorizationMember" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory1Axis" xlink:label="OtherCategory1Axis"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory1Domain" xlink:label="OtherCategory1Domain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="OtherCategory1Axis" xlink:to="OtherCategory1Domain" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory2Axis" xlink:label="OtherCategory2Axis"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory2Domain" xlink:label="OtherCategory2Domain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:from="OtherCategory2Axis" xlink:to="OtherCategory2Domain" order="1.0" priority="10"/>
</link:definitionLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/ClassOnly">
<link:loc xlink:type="locator" xlink:href="#oef_ClassAxis" xlink:label="ClassAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="ClassAxis" xlink:to="ShareClassDomain" use="optional" priority="10" order="1.0"/>
</link:definitionLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/SeriesOnly">
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_LegalEntityAxis" xlink:label="LegalEntityAxis"/>
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2026/dei-2026.xsd#dei_EntityDomain" xlink:label="EntityDomain"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="LegalEntityAxis" xlink:to="EntityDomain" use="optional" order="1.0" priority="10"/>
</link:definitionLink>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/oef/role/CoregistrantOnly">
<link:loc xlink:type="locator" xlink:href="#oef_CoregistrantAxis" xlink:label="CoregistrantAxis"/>
<link:loc xlink:type="locator" xlink:href="#oef_AllCoregistrantsMember" xlink:label="AllCoregistrantsMember"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:from="CoregistrantAxis" xlink:to="AllCoregistrantsMember" order="1.0" priority="10"/>
</link:definitionLink>
<link:referenceLink xlink:type="extended" xlink:role="http://www.xbrl.org/2003/role/link">
<link:loc xlink:type="locator" xlink:href="#oef_RiskNotInsuredDepositoryInstitutionMember" xlink:label="RiskNotInsuredDepositoryInstitutionMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskNotInsuredDepositoryInstitutionMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskNotInsuredDepositoryInstitutionMember" xlink:to="reference_RiskNotInsuredDepositoryInstitutionMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_FormN1aAbstract" xlink:label="FormN1aAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_FormN1aAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="FormN1aAbstract" xlink:to="reference_FormN1aAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskReturnAbstract" xlink:label="RiskReturnAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskReturnAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskReturnAbstract" xlink:to="reference_RiskReturnAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartAndPerformanceTableSectionAbstract" xlink:label="BarChartAndPerformanceTableSectionAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartAndPerformanceTableSectionAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartAndPerformanceTableSectionAbstract" xlink:to="reference_BarChartAndPerformanceTableSectionAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartNarrativeAbstract" xlink:label="BarChartNarrativeAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartNarrativeAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartNarrativeAbstract" xlink:to="reference_BarChartNarrativeAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartTableAbstract" xlink:label="BarChartTableAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartTableAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartTableAbstract" xlink:to="reference_BarChartTableAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartClosingAbstract" xlink:label="BarChartClosingAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartClosingAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartClosingAbstract" xlink:to="reference_BarChartClosingAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AverageAnnualReturnAbstract" xlink:label="AverageAnnualReturnAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_AverageAnnualReturnAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AverageAnnualReturnAbstract" xlink:to="reference_AverageAnnualReturnAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MarketIndexReturnAbstract" xlink:label="MarketIndexReturnAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_MarketIndexReturnAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MarketIndexReturnAbstract" xlink:to="reference_MarketIndexReturnAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceNarrativeAbstract" xlink:label="PerformanceNarrativeAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceNarrativeAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceNarrativeAbstract" xlink:to="reference_PerformanceNarrativeAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableSectionAbstract" xlink:label="PerformanceTableSectionAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableSectionAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableSectionAbstract" xlink:to="reference_PerformanceTableSectionAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionAbstract" xlink:label="ExpenseExampleNoRedemptionAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionAbstract" xlink:to="reference_ExpenseExampleNoRedemptionAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RisksAbstract" xlink:label="RisksAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_RisksAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RisksAbstract" xlink:to="reference_RisksAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleAbstract" xlink:label="ExpenseExampleAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleAbstract" xlink:to="reference_ExpenseExampleAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AnnlRtrPct" xlink:label="AnnlRtrPct"/>
<link:reference xlink:type="resource" xlink:label="reference_AnnlRtrPct" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AnnlRtrPct" xlink:to="reference_AnnlRtrPct" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderFeesTableTextBlock" xlink:label="ShareholderFeesTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderFeesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderFeesTableTextBlock" xlink:to="reference_ShareholderFeesTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AnnualFundOperatingExpensesTableTextBlock" xlink:label="AnnualFundOperatingExpensesTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AnnualFundOperatingExpensesTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AnnualFundOperatingExpensesTableTextBlock" xlink:to="reference_AnnualFundOperatingExpensesTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleWithRedemptionTableTextBlock" xlink:label="ExpenseExampleWithRedemptionTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleWithRedemptionTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleWithRedemptionTableTextBlock" xlink:to="reference_ExpenseExampleWithRedemptionTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartTableTextBlock" xlink:label="BarChartTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartTableTextBlock" xlink:to="reference_BarChartTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableTextBlock" xlink:label="PerformanceTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableTextBlock" xlink:to="reference_PerformanceTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionNarrativeTextBlock" xlink:label="ExpenseExampleNoRedemptionNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionNarrativeTextBlock" xlink:to="reference_ExpenseExampleNoRedemptionNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MarketIndexPerformanceTableTextBlock" xlink:label="MarketIndexPerformanceTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MarketIndexPerformanceTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MarketIndexPerformanceTableTextBlock" xlink:to="reference_MarketIndexPerformanceTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionTableTextBlock" xlink:label="ExpenseExampleNoRedemptionTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionTableTextBlock" xlink:to="reference_ExpenseExampleNoRedemptionTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceMeasureAxis" xlink:label="PerformanceMeasureAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceMeasureAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceMeasureAxis" xlink:to="reference_PerformanceMeasureAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceMeasureDomain" xlink:label="PerformanceMeasureDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceMeasureDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceMeasureDomain" xlink:to="reference_PerformanceMeasureDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AfterTaxesOnDistributionsMember" xlink:label="AfterTaxesOnDistributionsMember"/>
<link:reference xlink:type="resource" xlink:label="reference_AfterTaxesOnDistributionsMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AfterTaxesOnDistributionsMember" xlink:to="reference_AfterTaxesOnDistributionsMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AfterTaxesOnDistributionsAndSalesMember" xlink:label="AfterTaxesOnDistributionsAndSalesMember"/>
<link:reference xlink:type="resource" xlink:label="reference_AfterTaxesOnDistributionsAndSalesMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AfterTaxesOnDistributionsAndSalesMember" xlink:to="reference_AfterTaxesOnDistributionsAndSalesMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ObjectiveSectionAbstract" xlink:label="ObjectiveSectionAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ObjectiveSectionAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>2</ref:Section>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ObjectiveSectionAbstract" xlink:to="reference_ObjectiveSectionAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_StrategySectionAbstract" xlink:label="StrategySectionAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_StrategySectionAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="StrategySectionAbstract" xlink:to="reference_StrategySectionAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskSectionAbstract" xlink:label="RiskSectionAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskSectionAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskSectionAbstract" xlink:to="reference_RiskSectionAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesAbstract" xlink:label="ExpensesAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesAbstract" xlink:to="reference_ExpensesAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderFeesAbstract" xlink:label="ShareholderFeesAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderFeesAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderFeesAbstract" xlink:to="reference_ShareholderFeesAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OperatingExpensesAbstract" xlink:label="OperatingExpensesAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_OperatingExpensesAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OperatingExpensesAbstract" xlink:to="reference_OperatingExpensesAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_NetExpensesOverAssetsAbstract" xlink:label="NetExpensesOverAssetsAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_NetExpensesOverAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="NetExpensesOverAssetsAbstract" xlink:to="reference_NetExpensesOverAssetsAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesOverAssetsAbstract" xlink:label="ExpensesOverAssetsAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesOverAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesOverAssetsAbstract" xlink:to="reference_ExpensesOverAssetsAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherExpensesOverAssetsAbstract" xlink:label="OtherExpensesOverAssetsAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherExpensesOverAssetsAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherExpensesOverAssetsAbstract" xlink:to="reference_OtherExpensesOverAssetsAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseFootnotesAbstract" xlink:label="ExpenseFootnotesAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseFootnotesAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseFootnotesAbstract" xlink:to="reference_ExpenseFootnotesAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PortfolioTurnoverAbstract" xlink:label="PortfolioTurnoverAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_PortfolioTurnoverAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>5</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PortfolioTurnoverAbstract" xlink:to="reference_PortfolioTurnoverAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNarrativeAbstract" xlink:label="ExpenseExampleNarrativeAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNarrativeAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNarrativeAbstract" xlink:to="reference_ExpenseExampleNarrativeAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleClosingAbstract" xlink:label="ExpenseExampleClosingAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleClosingAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleClosingAbstract" xlink:to="reference_ExpenseExampleClosingAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ConsumerStaplesSectorMember" xlink:label="ConsumerStaplesSectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_ConsumerStaplesSectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ConsumerStaplesSectorMember" xlink:to="reference_ConsumerStaplesSectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ConsumerDiscretionarySectorMember" xlink:label="ConsumerDiscretionarySectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_ConsumerDiscretionarySectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ConsumerDiscretionarySectorMember" xlink:to="reference_ConsumerDiscretionarySectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_IndustrialSectorMember" xlink:label="IndustrialSectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_IndustrialSectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="IndustrialSectorMember" xlink:to="reference_IndustrialSectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CommunicationsSectorMember" xlink:label="CommunicationsSectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_CommunicationsSectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="CommunicationsSectorMember" xlink:to="reference_CommunicationsSectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialsSectorMember" xlink:label="MaterialsSectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialsSectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialsSectorMember" xlink:to="reference_MaterialsSectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_UtilitiesSectorMember" xlink:label="UtilitiesSectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_UtilitiesSectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="UtilitiesSectorMember" xlink:to="reference_UtilitiesSectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_InformationTechnologySectorMember" xlink:label="InformationTechnologySectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_InformationTechnologySectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="InformationTechnologySectorMember" xlink:to="reference_InformationTechnologySectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_UnclassifiedSectorMember" xlink:label="UnclassifiedSectorMember"/>
<link:reference xlink:type="resource" xlink:label="reference_UnclassifiedSectorMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="UnclassifiedSectorMember" xlink:to="reference_UnclassifiedSectorMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskMoneyMarketFundPriceFluctuatesMember" xlink:label="RiskMoneyMarketFundPriceFluctuatesMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskMoneyMarketFundPriceFluctuatesMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
<ref:Clause>A</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskMoneyMarketFundPriceFluctuatesMember" xlink:to="reference_RiskMoneyMarketFundPriceFluctuatesMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskNondiversifiedStatusMember" xlink:label="RiskNondiversifiedStatusMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskNondiversifiedStatusMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskNondiversifiedStatusMember" xlink:to="reference_RiskNondiversifiedStatusMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember" xlink:label="RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember" xlink:to="reference_RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskMoneyMarketFundMayNotPreserveDollarMember" xlink:label="RiskMoneyMarketFundMayNotPreserveDollarMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskMoneyMarketFundMayNotPreserveDollarMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskMoneyMarketFundMayNotPreserveDollarMember" xlink:to="reference_RiskMoneyMarketFundMayNotPreserveDollarMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskLoseMoneyMember" xlink:label="RiskLoseMoneyMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskLoseMoneyMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskLoseMoneyMember" xlink:to="reference_RiskLoseMoneyMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskNotInsuredMember" xlink:label="RiskNotInsuredMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskNotInsuredMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskNotInsuredMember" xlink:to="reference_RiskNotInsuredMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskMoneyMarketFundSponsorMayNotProvideSupportMember" xlink:label="RiskMoneyMarketFundSponsorMayNotProvideSupportMember"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskMoneyMarketFundSponsorMayNotProvideSupportMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskMoneyMarketFundSponsorMayNotProvideSupportMember" xlink:to="reference_RiskMoneyMarketFundSponsorMayNotProvideSupportMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskTextBlock" xlink:label="RiskTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
<ref:Clause>instruction</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskTextBlock" xlink:to="reference_RiskTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskAxis" xlink:label="RiskAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
<ref:Clause>instruction</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskAxis" xlink:to="reference_RiskAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AllRisksMember" xlink:label="AllRisksMember"/>
<link:reference xlink:type="resource" xlink:label="reference_AllRisksMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
<ref:Clause>instruction</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AllRisksMember" xlink:to="reference_AllRisksMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderReportAbstract" xlink:label="ShareholderReportAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderReportAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderReportAbstract" xlink:to="reference_ShareholderReportAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderReportLineItems" xlink:label="ShareholderReportLineItems"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderReportLineItems" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderReportLineItems" xlink:to="reference_ShareholderReportLineItems" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderReportTable" xlink:label="ShareholderReportTable"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderReportTable" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderReportTable" xlink:to="reference_ShareholderReportTable" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_FundName" xlink:label="FundName"/>
<link:reference xlink:type="resource" xlink:label="reference_FundName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="FundName" xlink:to="reference_FundName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ClassName" xlink:label="ClassName"/>
<link:reference xlink:type="resource" xlink:label="reference_ClassName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ClassName" xlink:to="reference_ClassName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderReportAnnualOrSemiAnnual" xlink:label="ShareholderReportAnnualOrSemiAnnual"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderReportAnnualOrSemiAnnual" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderReportAnnualOrSemiAnnual" xlink:to="reference_ShareholderReportAnnualOrSemiAnnual" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AddlInfoTextBlock" xlink:label="AddlInfoTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AddlInfoTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AddlInfoTextBlock" xlink:to="reference_AddlInfoTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AnnlOrSemiAnnlStatementTextBlock" xlink:label="AnnlOrSemiAnnlStatementTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AnnlOrSemiAnnlStatementTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AnnlOrSemiAnnlStatementTextBlock" xlink:to="reference_AnnlOrSemiAnnlStatementTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngNoticeTextBlock" xlink:label="MaterialFundChngNoticeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngNoticeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>5</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngNoticeTextBlock" xlink:to="reference_MaterialFundChngNoticeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AddlInfoPhoneNumber" xlink:label="AddlInfoPhoneNumber"/>
<link:reference xlink:type="resource" xlink:label="reference_AddlInfoPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AddlInfoPhoneNumber" xlink:to="reference_AddlInfoPhoneNumber" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AddlInfoEmail" xlink:label="AddlInfoEmail"/>
<link:reference xlink:type="resource" xlink:label="reference_AddlInfoEmail" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AddlInfoEmail" xlink:to="reference_AddlInfoEmail" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AddlInfoWebsite" xlink:label="AddlInfoWebsite"/>
<link:reference xlink:type="resource" xlink:label="reference_AddlInfoWebsite" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AddlInfoWebsite" xlink:to="reference_AddlInfoWebsite" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesTextBlock" xlink:label="ExpensesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesTextBlock" xlink:to="reference_ExpensesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesPaidAmt" xlink:label="ExpensesPaidAmt"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesPaidAmt" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
<ref:Paragraph>ii</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesPaidAmt" xlink:to="reference_ExpensesPaidAmt" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseRatioPct" xlink:label="ExpenseRatioPct"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseRatioPct" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
<ref:Paragraph>iii</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseRatioPct" xlink:to="reference_ExpenseRatioPct" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesShortPeriodFnTextBlock" xlink:label="ExpensesShortPeriodFnTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesShortPeriodFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>1</ref:Subparagraph>
<ref:Clause>c</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesShortPeriodFnTextBlock" xlink:to="reference_ExpensesShortPeriodFnTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExtraordinaryExpensesFnTextBlock" xlink:label="ExtraordinaryExpensesFnTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExtraordinaryExpensesFnTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>1</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExtraordinaryExpensesFnTextBlock" xlink:to="reference_ExtraordinaryExpensesFnTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesExclExtraordinaryExpensesPct" xlink:label="ExpensesExclExtraordinaryExpensesPct"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesExclExtraordinaryExpensesPct" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>1</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesExclExtraordinaryExpensesPct" xlink:to="reference_ExpensesExclExtraordinaryExpensesPct" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_FactorsAffectingPerfTextBlock" xlink:label="FactorsAffectingPerfTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_FactorsAffectingPerfTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="FactorsAffectingPerfTextBlock" xlink:to="reference_FactorsAffectingPerfTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LineGraphTableTextBlock" xlink:label="LineGraphTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_LineGraphTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="LineGraphTableTextBlock" xlink:to="reference_LineGraphTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccmVal" xlink:label="AccmVal"/>
<link:reference xlink:type="resource" xlink:label="reference_AccmVal" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccmVal" xlink:to="reference_AccmVal" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccountValueTableAbstract" xlink:label="AccountValueTableAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_AccountValueTableAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccountValueTableAbstract" xlink:to="reference_AccountValueTableAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccountValueLineItems" xlink:label="AccountValueLineItems"/>
<link:reference xlink:type="resource" xlink:label="reference_AccountValueLineItems" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccountValueLineItems" xlink:to="reference_AccountValueLineItems" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccountValueTable" xlink:label="AccountValueTable"/>
<link:reference xlink:type="resource" xlink:label="reference_AccountValueTable" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccountValueTable" xlink:to="reference_AccountValueTable" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_SalesLoadAxis" xlink:label="SalesLoadAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_SalesLoadAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="SalesLoadAxis" xlink:to="reference_SalesLoadAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_WithSalesLoadMember" xlink:label="WithSalesLoadMember"/>
<link:reference xlink:type="resource" xlink:label="reference_WithSalesLoadMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="WithSalesLoadMember" xlink:to="reference_WithSalesLoadMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_WithoutSalesLoadMember" xlink:label="WithoutSalesLoadMember"/>
<link:reference xlink:type="resource" xlink:label="reference_WithoutSalesLoadMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="WithoutSalesLoadMember" xlink:to="reference_WithoutSalesLoadMember" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerfInceptionDate" xlink:label="PerfInceptionDate"/>
<link:reference xlink:type="resource" xlink:label="reference_PerfInceptionDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerfInceptionDate" xlink:to="reference_PerfInceptionDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LineGraphAndTableMeasureName" xlink:label="LineGraphAndTableMeasureName"/>
<link:reference xlink:type="resource" xlink:label="reference_LineGraphAndTableMeasureName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="LineGraphAndTableMeasureName" xlink:to="reference_LineGraphAndTableMeasureName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AvgAnnlRtrTableTextBlock" xlink:label="AvgAnnlRtrTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AvgAnnlRtrTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AvgAnnlRtrTableTextBlock" xlink:to="reference_AvgAnnlRtrTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AvgAnnlRtrPct" xlink:label="AvgAnnlRtrPct"/>
<link:reference xlink:type="resource" xlink:label="reference_AvgAnnlRtrPct" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>7</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AvgAnnlRtrPct" xlink:to="reference_AvgAnnlRtrPct" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_NoDeductionOfTaxesTextBlock" xlink:label="NoDeductionOfTaxesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_NoDeductionOfTaxesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
<ref:Clause>B</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="NoDeductionOfTaxesTextBlock" xlink:to="reference_NoDeductionOfTaxesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerfTableMarketIndexChngdTextBlock" xlink:label="PerfTableMarketIndexChngdTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PerfTableMarketIndexChngdTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>8</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerfTableMarketIndexChngdTextBlock" xlink:to="reference_PerfTableMarketIndexChngdTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PriorMarketIndexComparisonTextBlock" xlink:label="PriorMarketIndexComparisonTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PriorMarketIndexComparisonTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>8</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PriorMarketIndexComparisonTextBlock" xlink:to="reference_PriorMarketIndexComparisonTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PreviousInvestmentAdviserTextBlock" xlink:label="PreviousInvestmentAdviserTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PreviousInvestmentAdviserTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>12</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PreviousInvestmentAdviserTextBlock" xlink:to="reference_PreviousInvestmentAdviserTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialChngDescriptionTextBlock" xlink:label="MaterialChngDescriptionTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialChngDescriptionTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>14</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialChngDescriptionTextBlock" xlink:to="reference_MaterialChngDescriptionTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialChngDate" xlink:label="MaterialChngDate"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialChngDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>14</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialChngDate" xlink:to="reference_MaterialChngDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_UpdPerfInfoLocationTextBlock" xlink:label="UpdPerfInfoLocationTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_UpdPerfInfoLocationTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>15</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="UpdPerfInfoLocationTextBlock" xlink:to="reference_UpdPerfInfoLocationTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_InabilityToMeetDistLevelTextBlock" xlink:label="InabilityToMeetDistLevelTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_InabilityToMeetDistLevelTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="InabilityToMeetDistLevelTextBlock" xlink:to="reference_InabilityToMeetDistLevelTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_DistOfCapitalTextBlock" xlink:label="DistOfCapitalTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_DistOfCapitalTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="DistOfCapitalTextBlock" xlink:to="reference_DistOfCapitalTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_EtfPremiumDiscountTextBlock" xlink:label="EtfPremiumDiscountTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_EtfPremiumDiscountTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="EtfPremiumDiscountTextBlock" xlink:to="reference_EtfPremiumDiscountTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_EtfPremiumNumDays" xlink:label="EtfPremiumNumDays"/>
<link:reference xlink:type="resource" xlink:label="reference_EtfPremiumNumDays" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="EtfPremiumNumDays" xlink:to="reference_EtfPremiumNumDays" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_EtfDiscountNumDays" xlink:label="EtfDiscountNumDays"/>
<link:reference xlink:type="resource" xlink:label="reference_EtfDiscountNumDays" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="EtfDiscountNumDays" xlink:to="reference_EtfDiscountNumDays" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_EtfPurchaseExplanationTextBlock" xlink:label="EtfPurchaseExplanationTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_EtfPurchaseExplanationTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>3</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="EtfPurchaseExplanationTextBlock" xlink:to="reference_EtfPurchaseExplanationTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_EtfPastPerfTextBlock" xlink:label="EtfPastPerfTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_EtfPastPerfTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>4</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="EtfPastPerfTextBlock" xlink:to="reference_EtfPastPerfTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_HoldingsCount" xlink:label="HoldingsCount"/>
<link:reference xlink:type="resource" xlink:label="reference_HoldingsCount" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>e</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="HoldingsCount" xlink:to="reference_HoldingsCount" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AdvisoryFeesPaidAmt" xlink:label="AdvisoryFeesPaidAmt"/>
<link:reference xlink:type="resource" xlink:label="reference_AdvisoryFeesPaidAmt" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>e</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AdvisoryFeesPaidAmt" xlink:to="reference_AdvisoryFeesPaidAmt" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AddlFundStatisticsTextBlock" xlink:label="AddlFundStatisticsTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AddlFundStatisticsTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>e</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AddlFundStatisticsTextBlock" xlink:to="reference_AddlFundStatisticsTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AddlFundStatisticsSignificanceOrLimitsTextBlock" xlink:label="AddlFundStatisticsSignificanceOrLimitsTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AddlFundStatisticsSignificanceOrLimitsTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>e</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>6</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AddlFundStatisticsSignificanceOrLimitsTextBlock" xlink:to="reference_AddlFundStatisticsSignificanceOrLimitsTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_HoldingsTableTextBlock" xlink:label="HoldingsTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_HoldingsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="HoldingsTableTextBlock" xlink:to="reference_HoldingsTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PctOfTotalInv" xlink:label="PctOfTotalInv"/>
<link:reference xlink:type="resource" xlink:label="reference_PctOfTotalInv" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PctOfTotalInv" xlink:to="reference_PctOfTotalInv" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PctOfTotalLongExposure" xlink:label="PctOfTotalLongExposure"/>
<link:reference xlink:type="resource" xlink:label="reference_PctOfTotalLongExposure" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PctOfTotalLongExposure" xlink:to="reference_PctOfTotalLongExposure" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PctOfTotalShortExposure" xlink:label="PctOfTotalShortExposure"/>
<link:reference xlink:type="resource" xlink:label="reference_PctOfTotalShortExposure" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PctOfTotalShortExposure" xlink:to="reference_PctOfTotalShortExposure" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PctOfNetLongExposure" xlink:label="PctOfNetLongExposure"/>
<link:reference xlink:type="resource" xlink:label="reference_PctOfNetLongExposure" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PctOfNetLongExposure" xlink:to="reference_PctOfNetLongExposure" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PctOfNetShortExposure" xlink:label="PctOfNetShortExposure"/>
<link:reference xlink:type="resource" xlink:label="reference_PctOfNetShortExposure" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PctOfNetShortExposure" xlink:to="reference_PctOfNetShortExposure" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExposureBasisExplanationTextBlock" xlink:label="ExposureBasisExplanationTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExposureBasisExplanationTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExposureBasisExplanationTextBlock" xlink:to="reference_ExposureBasisExplanationTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CreditQualityExplanationTextBlock" xlink:label="CreditQualityExplanationTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_CreditQualityExplanationTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="CreditQualityExplanationTextBlock" xlink:to="reference_CreditQualityExplanationTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CreditRatingsSelectionTextBlock" xlink:label="CreditRatingsSelectionTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_CreditRatingsSelectionTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="CreditRatingsSelectionTextBlock" xlink:to="reference_CreditRatingsSelectionTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LargestHoldingsTableTextBlock" xlink:label="LargestHoldingsTableTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_LargestHoldingsTableTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="LargestHoldingsTableTextBlock" xlink:to="reference_LargestHoldingsTableTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_HoldingsAbstract" xlink:label="HoldingsAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_HoldingsAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="HoldingsAbstract" xlink:to="reference_HoldingsAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_HoldingsLineItems" xlink:label="HoldingsLineItems"/>
<link:reference xlink:type="resource" xlink:label="reference_HoldingsLineItems" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="HoldingsLineItems" xlink:to="reference_HoldingsLineItems" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_HoldingsTable" xlink:label="HoldingsTable"/>
<link:reference xlink:type="resource" xlink:label="reference_HoldingsTable" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="HoldingsTable" xlink:to="reference_HoldingsTable" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngTextBlock" xlink:label="MaterialFundChngTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngTextBlock" xlink:to="reference_MaterialFundChngTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngNameTextBlock" xlink:label="MaterialFundChngNameTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngNameTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngNameTextBlock" xlink:to="reference_MaterialFundChngNameTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngObjectivesTextBlock" xlink:label="MaterialFundChngObjectivesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngObjectivesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngObjectivesTextBlock" xlink:to="reference_MaterialFundChngObjectivesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngExpensesTextBlock" xlink:label="MaterialFundChngExpensesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngExpensesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngExpensesTextBlock" xlink:to="reference_MaterialFundChngExpensesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngStrategiesTextBlock" xlink:label="MaterialFundChngStrategiesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngStrategiesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngStrategiesTextBlock" xlink:to="reference_MaterialFundChngStrategiesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngRisksChngTextBlock" xlink:label="MaterialFundChngRisksChngTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngRisksChngTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>5</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngRisksChngTextBlock" xlink:to="reference_MaterialFundChngRisksChngTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaterialFundChngAdviserTextBlock" xlink:label="MaterialFundChngAdviserTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_MaterialFundChngAdviserTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>6</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaterialFundChngAdviserTextBlock" xlink:to="reference_MaterialFundChngAdviserTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_SummaryOfChngLegendTextBlock" xlink:label="SummaryOfChngLegendTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_SummaryOfChngLegendTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="SummaryOfChngLegendTextBlock" xlink:to="reference_SummaryOfChngLegendTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_UpdProspectusPhoneNumber" xlink:label="UpdProspectusPhoneNumber"/>
<link:reference xlink:type="resource" xlink:label="reference_UpdProspectusPhoneNumber" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="UpdProspectusPhoneNumber" xlink:to="reference_UpdProspectusPhoneNumber" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_UpdProspectusEmailAddress" xlink:label="UpdProspectusEmailAddress"/>
<link:reference xlink:type="resource" xlink:label="reference_UpdProspectusEmailAddress" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="UpdProspectusEmailAddress" xlink:to="reference_UpdProspectusEmailAddress" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_UpdProspectusWebAddress" xlink:label="UpdProspectusWebAddress"/>
<link:reference xlink:type="resource" xlink:label="reference_UpdProspectusWebAddress" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>g</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Subparagraph>2</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="UpdProspectusWebAddress" xlink:to="reference_UpdProspectusWebAddress" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccountantChngStatementTextBlock" xlink:label="AccountantChngStatementTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AccountantChngStatementTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>h</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccountantChngStatementTextBlock" xlink:to="reference_AccountantChngStatementTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccountantChngDate" xlink:label="AccountantChngDate"/>
<link:reference xlink:type="resource" xlink:label="reference_AccountantChngDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>h</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccountantChngDate" xlink:to="reference_AccountantChngDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AccountantChngDisagreementsTextBlock" xlink:label="AccountantChngDisagreementsTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_AccountantChngDisagreementsTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>h</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AccountantChngDisagreementsTextBlock" xlink:to="reference_AccountantChngDisagreementsTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PctOfNav" xlink:label="PctOfNav"/>
<link:reference xlink:type="resource" xlink:label="reference_PctOfNav" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PctOfNav" xlink:to="reference_PctOfNav" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_IndustrySectorAxis" xlink:label="IndustrySectorAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_IndustrySectorAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="IndustrySectorAxis" xlink:to="reference_IndustrySectorAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_IndustrySectorDomain" xlink:label="IndustrySectorDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_IndustrySectorDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="IndustrySectorDomain" xlink:to="reference_IndustrySectorDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_GeographicRegionAxis" xlink:label="GeographicRegionAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_GeographicRegionAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="GeographicRegionAxis" xlink:to="reference_GeographicRegionAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_GeographicRegionDomain" xlink:label="GeographicRegionDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_GeographicRegionDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="GeographicRegionDomain" xlink:to="reference_GeographicRegionDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CreditQualityAxis" xlink:label="CreditQualityAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_CreditQualityAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="CreditQualityAxis" xlink:to="reference_CreditQualityAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CreditQualityDomain" xlink:label="CreditQualityDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_CreditQualityDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="CreditQualityDomain" xlink:to="reference_CreditQualityDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaturityAxis" xlink:label="MaturityAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_MaturityAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaturityAxis" xlink:to="reference_MaturityAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaturityDomain" xlink:label="MaturityDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_MaturityDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaturityDomain" xlink:to="reference_MaturityDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory1Axis" xlink:label="OtherCategory1Axis"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherCategory1Axis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherCategory1Axis" xlink:to="reference_OtherCategory1Axis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory1Domain" xlink:label="OtherCategory1Domain"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherCategory1Domain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherCategory1Domain" xlink:to="reference_OtherCategory1Domain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory2Axis" xlink:label="OtherCategory2Axis"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherCategory2Axis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherCategory2Axis" xlink:to="reference_OtherCategory2Axis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherCategory2Domain" xlink:label="OtherCategory2Domain"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherCategory2Domain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherCategory2Domain" xlink:to="reference_OtherCategory2Domain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LargestHoldingAxis" xlink:label="LargestHoldingAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_LargestHoldingAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="LargestHoldingAxis" xlink:to="reference_LargestHoldingAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LargestHoldingsDomain" xlink:label="LargestHoldingsDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_LargestHoldingsDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>f</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="LargestHoldingsDomain" xlink:to="reference_LargestHoldingsDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ClassAxis" xlink:label="ClassAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_ClassAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
<ref:Subsection>a</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ClassAxis" xlink:to="reference_ClassAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BroadBasedIndexAxis" xlink:label="BroadBasedIndexAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_BroadBasedIndexAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BroadBasedIndexAxis" xlink:to="reference_BroadBasedIndexAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BroadBasedIndexDomain" xlink:label="BroadBasedIndexDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_BroadBasedIndexDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BroadBasedIndexDomain" xlink:to="reference_BroadBasedIndexDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AdditionalIndexAxis" xlink:label="AdditionalIndexAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_AdditionalIndexAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AdditionalIndexAxis" xlink:to="reference_AdditionalIndexAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AdditionalIndexDomain" xlink:label="AdditionalIndexDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_AdditionalIndexDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AdditionalIndexDomain" xlink:to="reference_AdditionalIndexDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RiskReturnHeading" xlink:label="RiskReturnHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_RiskReturnHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Section>2</ref:Section>
<ref:Name>Form N-1A</ref:Name>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RiskReturnHeading" xlink:to="reference_RiskReturnHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ObjectiveHeading" xlink:label="ObjectiveHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_ObjectiveHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>2</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ObjectiveHeading" xlink:to="reference_ObjectiveHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ObjectivePrimaryTextBlock" xlink:label="ObjectivePrimaryTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ObjectivePrimaryTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>2</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ObjectivePrimaryTextBlock" xlink:to="reference_ObjectivePrimaryTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ObjectiveSecondaryTextBlock" xlink:label="ObjectiveSecondaryTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ObjectiveSecondaryTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>2</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ObjectiveSecondaryTextBlock" xlink:to="reference_ObjectiveSecondaryTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_StrategyHeading" xlink:label="StrategyHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_StrategyHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="StrategyHeading" xlink:to="reference_StrategyHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_StrategyNarrativeTextBlock" xlink:label="StrategyNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_StrategyNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="StrategyNarrativeTextBlock" xlink:to="reference_StrategyNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_StrategyPortfolioConcentration" xlink:label="StrategyPortfolioConcentration"/>
<link:reference xlink:type="resource" xlink:label="reference_StrategyPortfolioConcentration" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="StrategyPortfolioConcentration" xlink:to="reference_StrategyPortfolioConcentration" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartAndPerformanceTableHeading" xlink:label="BarChartAndPerformanceTableHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartAndPerformanceTableHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartAndPerformanceTableHeading" xlink:to="reference_BarChartAndPerformanceTableHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceNarrativeTextBlock" xlink:label="PerformanceNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceNarrativeTextBlock" xlink:to="reference_PerformanceNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformancePastDoesNotIndicateFuture" xlink:label="PerformancePastDoesNotIndicateFuture"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformancePastDoesNotIndicateFuture_2" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformancePastDoesNotIndicateFuture" xlink:to="reference_PerformancePastDoesNotIndicateFuture_2" priority="10"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformancePastDoesNotIndicateFuture" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>d</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iiii</ref:Subparagraph>
<ref:Clause>A</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformancePastDoesNotIndicateFuture" xlink:to="reference_PerformancePastDoesNotIndicateFuture" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceInformationIllustratesVariabilityOfReturns" xlink:label="PerformanceInformationIllustratesVariabilityOfReturns"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceInformationIllustratesVariabilityOfReturns" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceInformationIllustratesVariabilityOfReturns" xlink:to="reference_PerformanceInformationIllustratesVariabilityOfReturns" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceOneYearOrLess" xlink:label="PerformanceOneYearOrLess"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceOneYearOrLess" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceOneYearOrLess" xlink:to="reference_PerformanceOneYearOrLess" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceAdditionalMarketIndex" xlink:label="PerformanceAdditionalMarketIndex"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceAdditionalMarketIndex" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceAdditionalMarketIndex" xlink:to="reference_PerformanceAdditionalMarketIndex" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartHeading" xlink:label="BarChartHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartHeading" xlink:to="reference_BarChartHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartNarrativeTextBlock" xlink:label="BarChartNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartNarrativeTextBlock" xlink:to="reference_BarChartNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartDoesNotReflectSalesLoads" xlink:label="BarChartDoesNotReflectSalesLoads"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartDoesNotReflectSalesLoads" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartDoesNotReflectSalesLoads" xlink:to="reference_BarChartDoesNotReflectSalesLoads" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartReturnsForClassNotOfferedInProspectus" xlink:label="BarChartReturnsForClassNotOfferedInProspectus"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartReturnsForClassNotOfferedInProspectus" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
<ref:Sentence>instruction</ref:Sentence>
<ref:Clause>3</ref:Clause>
<ref:Subclause>b</ref:Subclause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartReturnsForClassNotOfferedInProspectus" xlink:to="reference_BarChartReturnsForClassNotOfferedInProspectus" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod" xlink:label="BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
<ref:Sentence>instruction</ref:Sentence>
<ref:Clause>3</ref:Clause>
<ref:Subclause>c</ref:Subclause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod" xlink:to="reference_BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AnnualReturnCaption" xlink:label="AnnualReturnCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_AnnualReturnCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
<ref:Sentence>instruction</ref:Sentence>
<ref:Clause>3</ref:Clause>
<ref:Subclause>b</ref:Subclause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AnnualReturnCaption" xlink:to="reference_AnnualReturnCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AnnualReturnColumnName" xlink:label="AnnualReturnColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_AnnualReturnColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
<ref:Sentence>instruction</ref:Sentence>
<ref:Clause>1</ref:Clause>
<ref:Subclause>a</ref:Subclause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AnnualReturnColumnName" xlink:to="reference_AnnualReturnColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AnnualReturnInceptionDate" xlink:label="AnnualReturnInceptionDate"/>
<link:reference xlink:type="resource" xlink:label="reference_AnnualReturnInceptionDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AnnualReturnInceptionDate" xlink:to="reference_AnnualReturnInceptionDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_YearToDateReturnLabel" xlink:label="YearToDateReturnLabel"/>
<link:reference xlink:type="resource" xlink:label="reference_YearToDateReturnLabel" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="YearToDateReturnLabel" xlink:to="reference_YearToDateReturnLabel" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartYearToDateReturn" xlink:label="BarChartYearToDateReturn"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartYearToDateReturn" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartYearToDateReturn" xlink:to="reference_BarChartYearToDateReturn" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartYearToDateReturnDate" xlink:label="BarChartYearToDateReturnDate"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartYearToDateReturnDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartYearToDateReturnDate" xlink:to="reference_BarChartYearToDateReturnDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_HighestQuarterlyReturnLabel" xlink:label="HighestQuarterlyReturnLabel"/>
<link:reference xlink:type="resource" xlink:label="reference_HighestQuarterlyReturnLabel" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="HighestQuarterlyReturnLabel" xlink:to="reference_HighestQuarterlyReturnLabel" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartHighestQuarterlyReturn" xlink:label="BarChartHighestQuarterlyReturn"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartHighestQuarterlyReturn" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartHighestQuarterlyReturn" xlink:to="reference_BarChartHighestQuarterlyReturn" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartHighestQuarterlyReturnDate" xlink:label="BarChartHighestQuarterlyReturnDate"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartHighestQuarterlyReturnDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartHighestQuarterlyReturnDate" xlink:to="reference_BarChartHighestQuarterlyReturnDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_LowestQuarterlyReturnLabel" xlink:label="LowestQuarterlyReturnLabel"/>
<link:reference xlink:type="resource" xlink:label="reference_LowestQuarterlyReturnLabel" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="LowestQuarterlyReturnLabel" xlink:to="reference_LowestQuarterlyReturnLabel" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartLowestQuarterlyReturn" xlink:label="BarChartLowestQuarterlyReturn"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartLowestQuarterlyReturn" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartLowestQuarterlyReturn" xlink:to="reference_BarChartLowestQuarterlyReturn" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartLowestQuarterlyReturnDate" xlink:label="BarChartLowestQuarterlyReturnDate"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartLowestQuarterlyReturnDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartLowestQuarterlyReturnDate" xlink:to="reference_BarChartLowestQuarterlyReturnDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartClosingTextBlock" xlink:label="BarChartClosingTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartClosingTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>ii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartClosingTextBlock" xlink:to="reference_BarChartClosingTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableHeading" xlink:label="PerformanceTableHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableHeading" xlink:to="reference_PerformanceTableHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableNarrativeTextBlock" xlink:label="PerformanceTableNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableNarrativeTextBlock" xlink:to="reference_PerformanceTableNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableDoesReflectSalesLoads" xlink:label="PerformanceTableDoesReflectSalesLoads"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableDoesReflectSalesLoads" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableDoesReflectSalesLoads" xlink:to="reference_PerformanceTableDoesReflectSalesLoads" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableMarketIndexChanged" xlink:label="PerformanceTableMarketIndexChanged"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableMarketIndexChanged" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
<ref:Clause>c</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableMarketIndexChanged" xlink:to="reference_PerformanceTableMarketIndexChanged" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableUsesHighestFederalRate" xlink:label="PerformanceTableUsesHighestFederalRate"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableUsesHighestFederalRate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
<ref:Sentence>A</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableUsesHighestFederalRate" xlink:to="reference_PerformanceTableUsesHighestFederalRate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableNotRelevantToTaxDeferred" xlink:label="PerformanceTableNotRelevantToTaxDeferred"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableNotRelevantToTaxDeferred" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
<ref:Sentence>B</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableNotRelevantToTaxDeferred" xlink:to="reference_PerformanceTableNotRelevantToTaxDeferred" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableExplanationAfterTaxHigher" xlink:label="PerformanceTableExplanationAfterTaxHigher"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableExplanationAfterTaxHigher" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
<ref:Sentence>D</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableExplanationAfterTaxHigher" xlink:to="reference_PerformanceTableExplanationAfterTaxHigher" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AverageAnnualReturnCaption" xlink:label="AverageAnnualReturnCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_AverageAnnualReturnCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
<ref:Clause/>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AverageAnnualReturnCaption" xlink:to="reference_AverageAnnualReturnCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AverageAnnualReturnColumnName" xlink:label="AverageAnnualReturnColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_AverageAnnualReturnColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AverageAnnualReturnColumnName" xlink:to="reference_AverageAnnualReturnColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AverageAnnualReturnLabel" xlink:label="AverageAnnualReturnLabel"/>
<link:reference xlink:type="resource" xlink:label="reference_AverageAnnualReturnLabel" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AverageAnnualReturnLabel" xlink:to="reference_AverageAnnualReturnLabel" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MoneyMarketSevenDayYieldCaption" xlink:label="MoneyMarketSevenDayYieldCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_MoneyMarketSevenDayYieldCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>a</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MoneyMarketSevenDayYieldCaption" xlink:to="reference_MoneyMarketSevenDayYieldCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MoneyMarketSevenDayYieldColumnName" xlink:label="MoneyMarketSevenDayYieldColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_MoneyMarketSevenDayYieldColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>a</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MoneyMarketSevenDayYieldColumnName" xlink:to="reference_MoneyMarketSevenDayYieldColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MoneyMarketSevenDayYieldPhone" xlink:label="MoneyMarketSevenDayYieldPhone"/>
<link:reference xlink:type="resource" xlink:label="reference_MoneyMarketSevenDayYieldPhone" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MoneyMarketSevenDayYieldPhone" xlink:to="reference_MoneyMarketSevenDayYieldPhone" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MoneyMarketSevenDayYield" xlink:label="MoneyMarketSevenDayYield"/>
<link:reference xlink:type="resource" xlink:label="reference_MoneyMarketSevenDayYield" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>a</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MoneyMarketSevenDayYield" xlink:to="reference_MoneyMarketSevenDayYield" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MoneyMarketSevenDayTaxEquivalentYield" xlink:label="MoneyMarketSevenDayTaxEquivalentYield"/>
<link:reference xlink:type="resource" xlink:label="reference_MoneyMarketSevenDayTaxEquivalentYield" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>a</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MoneyMarketSevenDayTaxEquivalentYield" xlink:to="reference_MoneyMarketSevenDayTaxEquivalentYield" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ThirtyDayYieldCaption" xlink:label="ThirtyDayYieldCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_ThirtyDayYieldCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ThirtyDayYieldCaption" xlink:to="reference_ThirtyDayYieldCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ThirtyDayYieldColumnName" xlink:label="ThirtyDayYieldColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_ThirtyDayYieldColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ThirtyDayYieldColumnName" xlink:to="reference_ThirtyDayYieldColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ThirtyDayYieldPhone" xlink:label="ThirtyDayYieldPhone"/>
<link:reference xlink:type="resource" xlink:label="reference_ThirtyDayYieldPhone" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ThirtyDayYieldPhone" xlink:to="reference_ThirtyDayYieldPhone" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ThirtyDayYield" xlink:label="ThirtyDayYield"/>
<link:reference xlink:type="resource" xlink:label="reference_ThirtyDayYield" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ThirtyDayYield" xlink:to="reference_ThirtyDayYield" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ThirtyDayTaxEquivalentYield" xlink:label="ThirtyDayTaxEquivalentYield"/>
<link:reference xlink:type="resource" xlink:label="reference_ThirtyDayTaxEquivalentYield" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>d</ref:Clause>
<ref:Sentence>2</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ThirtyDayTaxEquivalentYield" xlink:to="reference_ThirtyDayTaxEquivalentYield" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableFootnotesTextBlock" xlink:label="PerformanceTableFootnotesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableFootnotesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableFootnotesTextBlock" xlink:to="reference_PerformanceTableFootnotesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableClosingTextBlock" xlink:label="PerformanceTableClosingTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableClosingTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableClosingTextBlock" xlink:to="reference_PerformanceTableClosingTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseHeading" xlink:label="ExpenseHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseHeading" xlink:to="reference_ExpenseHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseNarrativeTextBlock" xlink:label="ExpenseNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>b</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseNarrativeTextBlock" xlink:to="reference_ExpenseNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseBreakpointDiscounts" xlink:label="ExpenseBreakpointDiscounts"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseBreakpointDiscounts" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>d</ref:Subparagraph>
<ref:Sentence>iii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseBreakpointDiscounts" xlink:to="reference_ExpenseBreakpointDiscounts" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderFeesCaption" xlink:label="ShareholderFeesCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderFeesCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderFeesCaption" xlink:to="reference_ShareholderFeesCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderFeesColumnName" xlink:label="ShareholderFeesColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderFeesColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderFeesColumnName" xlink:to="reference_ShareholderFeesColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumCumulativeSalesChargeOverOfferingPrice" xlink:label="MaximumCumulativeSalesChargeOverOfferingPrice"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumCumulativeSalesChargeOverOfferingPrice" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumCumulativeSalesChargeOverOfferingPrice" xlink:to="reference_MaximumCumulativeSalesChargeOverOfferingPrice" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumCumulativeSalesChargeOverOther" xlink:label="MaximumCumulativeSalesChargeOverOther"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumCumulativeSalesChargeOverOther" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumCumulativeSalesChargeOverOther" xlink:to="reference_MaximumCumulativeSalesChargeOverOther" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice" xlink:label="MaximumSalesChargeImposedOnPurchasesOverOfferingPrice"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumSalesChargeImposedOnPurchasesOverOfferingPrice" xlink:to="reference_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumDeferredSalesChargeOverOther" xlink:label="MaximumDeferredSalesChargeOverOther"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumDeferredSalesChargeOverOther" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumDeferredSalesChargeOverOther" xlink:to="reference_MaximumDeferredSalesChargeOverOther" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumDeferredSalesChargeOverOfferingPrice" xlink:label="MaximumDeferredSalesChargeOverOfferingPrice"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumDeferredSalesChargeOverOfferingPrice" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumDeferredSalesChargeOverOfferingPrice" xlink:to="reference_MaximumDeferredSalesChargeOverOfferingPrice" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther" xlink:label="MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther" xlink:to="reference_MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RedemptionFeeOverRedemption" xlink:label="RedemptionFeeOverRedemption"/>
<link:reference xlink:type="resource" xlink:label="reference_RedemptionFeeOverRedemption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RedemptionFeeOverRedemption" xlink:to="reference_RedemptionFeeOverRedemption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_RedemptionFee" xlink:label="RedemptionFee"/>
<link:reference xlink:type="resource" xlink:label="reference_RedemptionFee" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="RedemptionFee" xlink:to="reference_RedemptionFee" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExchangeFeeOverRedemption" xlink:label="ExchangeFeeOverRedemption"/>
<link:reference xlink:type="resource" xlink:label="reference_ExchangeFeeOverRedemption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExchangeFeeOverRedemption" xlink:to="reference_ExchangeFeeOverRedemption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExchangeFee" xlink:label="ExchangeFee"/>
<link:reference xlink:type="resource" xlink:label="reference_ExchangeFee" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExchangeFee" xlink:to="reference_ExchangeFee" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumAccountFeeOverAssets" xlink:label="MaximumAccountFeeOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumAccountFeeOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumAccountFeeOverAssets" xlink:to="reference_MaximumAccountFeeOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_MaximumAccountFee" xlink:label="MaximumAccountFee"/>
<link:reference xlink:type="resource" xlink:label="reference_MaximumAccountFee" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="MaximumAccountFee" xlink:to="reference_MaximumAccountFee" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareholderFeeOther" xlink:label="ShareholderFeeOther"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareholderFeeOther" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareholderFeeOther" xlink:to="reference_ShareholderFeeOther" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OperatingExpensesCaption" xlink:label="OperatingExpensesCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_OperatingExpensesCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph/>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OperatingExpensesCaption" xlink:to="reference_OperatingExpensesCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OperatingExpensesColumnName" xlink:label="OperatingExpensesColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_OperatingExpensesColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph/>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OperatingExpensesColumnName" xlink:to="reference_OperatingExpensesColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ManagementFeesOverAssets" xlink:label="ManagementFeesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_ManagementFeesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>a</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ManagementFeesOverAssets" xlink:to="reference_ManagementFeesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_DistributionAndService12b1FeesOverAssets" xlink:label="DistributionAndService12b1FeesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_DistributionAndService12b1FeesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>b</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="DistributionAndService12b1FeesOverAssets" xlink:to="reference_DistributionAndService12b1FeesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_DistributionOrSimilarNon12b1FeesOverAssets" xlink:label="DistributionOrSimilarNon12b1FeesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_DistributionOrSimilarNon12b1FeesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>b</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="DistributionOrSimilarNon12b1FeesOverAssets" xlink:to="reference_DistributionOrSimilarNon12b1FeesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherExpensesOverAssets" xlink:label="OtherExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>c</ref:Subparagraph>
<ref:Sentence>i</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherExpensesOverAssets" xlink:to="reference_OtherExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_Component1OtherExpensesOverAssets" xlink:label="Component1OtherExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_Component1OtherExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>c</ref:Subparagraph>
<ref:Sentence>iii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="Component1OtherExpensesOverAssets" xlink:to="reference_Component1OtherExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_Component2OtherExpensesOverAssets" xlink:label="Component2OtherExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_Component2OtherExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>c</ref:Subparagraph>
<ref:Sentence>iii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="Component2OtherExpensesOverAssets" xlink:to="reference_Component2OtherExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_Component3OtherExpensesOverAssets" xlink:label="Component3OtherExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_Component3OtherExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>c</ref:Subparagraph>
<ref:Sentence>iii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="Component3OtherExpensesOverAssets" xlink:to="reference_Component3OtherExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AcquiredFundFeesAndExpensesOverAssets" xlink:label="AcquiredFundFeesAndExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_AcquiredFundFeesAndExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
<ref:Sentence>i</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AcquiredFundFeesAndExpensesOverAssets" xlink:to="reference_AcquiredFundFeesAndExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesOverAssets" xlink:label="ExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>d</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesOverAssets" xlink:to="reference_ExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_FeeWaiverOrReimbursementOverAssets" xlink:label="FeeWaiverOrReimbursementOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_FeeWaiverOrReimbursementOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>e</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="FeeWaiverOrReimbursementOverAssets" xlink:to="reference_FeeWaiverOrReimbursementOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_NetExpensesOverAssets" xlink:label="NetExpensesOverAssets"/>
<link:reference xlink:type="resource" xlink:label="reference_NetExpensesOverAssets" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="NetExpensesOverAssets" xlink:to="reference_NetExpensesOverAssets" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesRepresentBothMasterAndFeeder" xlink:label="ExpensesRepresentBothMasterAndFeeder"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesRepresentBothMasterAndFeeder" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>d</ref:Subparagraph>
<ref:Sentence>i</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesRepresentBothMasterAndFeeder" xlink:to="reference_ExpensesRepresentBothMasterAndFeeder" priority="10"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesRepresentBothMasterAndFeeder_2" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>c</ref:Subsection>
<ref:Paragraph>instruction</ref:Paragraph>
<ref:Sentence>1</ref:Sentence>
<ref:Clause>b</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesRepresentBothMasterAndFeeder" xlink:to="reference_ExpensesRepresentBothMasterAndFeeder_2" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded" xlink:label="ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>c</ref:Subparagraph>
<ref:Sentence>ii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded" xlink:to="reference_ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesRestatedToReflectCurrent" xlink:label="ExpensesRestatedToReflectCurrent"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesRestatedToReflectCurrent" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>d</ref:Subparagraph>
<ref:Clause>B</ref:Clause>
<ref:Sentence>ii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesRestatedToReflectCurrent" xlink:to="reference_ExpensesRestatedToReflectCurrent" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleHeading" xlink:label="ExpenseExampleHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleHeading" xlink:to="reference_ExpenseExampleHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNarrativeTextBlock" xlink:label="ExpenseExampleNarrativeTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNarrativeTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNarrativeTextBlock" xlink:to="reference_ExpenseExampleNarrativeTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleByYearHeading" xlink:label="ExpenseExampleByYearHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleByYearHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleByYearHeading" xlink:to="reference_ExpenseExampleByYearHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleByYearCaption" xlink:label="ExpenseExampleByYearCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleByYearCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleByYearCaption" xlink:to="reference_ExpenseExampleByYearCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleByYearColumnName" xlink:label="ExpenseExampleByYearColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleByYearColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleByYearColumnName" xlink:to="reference_ExpenseExampleByYearColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleYear01" xlink:label="ExpenseExampleYear01"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleYear01" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleYear01" xlink:to="reference_ExpenseExampleYear01" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleYear03" xlink:label="ExpenseExampleYear03"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleYear03" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleYear03" xlink:to="reference_ExpenseExampleYear03" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleYear05" xlink:label="ExpenseExampleYear05"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleYear05" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleYear05" xlink:to="reference_ExpenseExampleYear05" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleYear10" xlink:label="ExpenseExampleYear10"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleYear10" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleYear10" xlink:to="reference_ExpenseExampleYear10" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionByYearCaption" xlink:label="ExpenseExampleNoRedemptionByYearCaption"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionByYearCaption" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionByYearCaption" xlink:to="reference_ExpenseExampleNoRedemptionByYearCaption" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionByYearColumnName" xlink:label="ExpenseExampleNoRedemptionByYearColumnName"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionByYearColumnName" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionByYearColumnName" xlink:to="reference_ExpenseExampleNoRedemptionByYearColumnName" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionYear01" xlink:label="ExpenseExampleNoRedemptionYear01"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionYear01" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionYear01" xlink:to="reference_ExpenseExampleNoRedemptionYear01" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionYear03" xlink:label="ExpenseExampleNoRedemptionYear03"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionYear03" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionYear03" xlink:to="reference_ExpenseExampleNoRedemptionYear03" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionYear05" xlink:label="ExpenseExampleNoRedemptionYear05"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionYear05" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionYear05" xlink:to="reference_ExpenseExampleNoRedemptionYear05" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleNoRedemptionYear10" xlink:label="ExpenseExampleNoRedemptionYear10"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleNoRedemptionYear10" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleNoRedemptionYear10" xlink:to="reference_ExpenseExampleNoRedemptionYear10" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleClosingTextBlock" xlink:label="ExpenseExampleClosingTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleClosingTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleClosingTextBlock" xlink:to="reference_ExpenseExampleClosingTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ProspectusDate" xlink:label="ProspectusDate"/>
<link:reference xlink:type="resource" xlink:label="reference_ProspectusDate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
<ref:Subsection>a</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ProspectusDate" xlink:to="reference_ProspectusDate" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ProspectusTable" xlink:label="ProspectusTable"/>
<link:reference xlink:type="resource" xlink:label="reference_ProspectusTable" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ProspectusTable" xlink:to="reference_ProspectusTable" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ShareClassDomain" xlink:label="ShareClassDomain"/>
<link:reference xlink:type="resource" xlink:label="reference_ShareClassDomain" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
<ref:Subsection>a</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ShareClassDomain" xlink:to="reference_ShareClassDomain" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ProspectusLineItems" xlink:label="ProspectusLineItems"/>
<link:reference xlink:type="resource" xlink:label="reference_ProspectusLineItems" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
<ref:Subsection>a</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ProspectusLineItems" xlink:to="reference_ProspectusLineItems" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PortfolioTurnoverHeading" xlink:label="PortfolioTurnoverHeading"/>
<link:reference xlink:type="resource" xlink:label="reference_PortfolioTurnoverHeading" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>5</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PortfolioTurnoverHeading" xlink:to="reference_PortfolioTurnoverHeading" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PortfolioTurnoverTextBlock" xlink:label="PortfolioTurnoverTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_PortfolioTurnoverTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>5</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PortfolioTurnoverTextBlock" xlink:to="reference_PortfolioTurnoverTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableClosingAbstract" xlink:label="PerformanceTableClosingAbstract"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableClosingAbstract" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableClosingAbstract" xlink:to="reference_PerformanceTableClosingAbstract" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseFootnotesTextBlock" xlink:label="ExpenseFootnotesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseFootnotesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseFootnotesTextBlock" xlink:to="reference_ExpenseFootnotesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseExampleFootnotesTextBlock" xlink:label="ExpenseExampleFootnotesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseExampleFootnotesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>4</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseExampleFootnotesTextBlock" xlink:to="reference_ExpenseExampleFootnotesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_FeeWaiverOrReimbursementOverAssetsDateOfTermination" xlink:label="FeeWaiverOrReimbursementOverAssetsDateOfTermination"/>
<link:reference xlink:type="resource" xlink:label="reference_FeeWaiverOrReimbursementOverAssetsDateOfTermination" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>e</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="FeeWaiverOrReimbursementOverAssetsDateOfTermination" xlink:to="reference_FeeWaiverOrReimbursementOverAssetsDateOfTermination" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PortfolioTurnoverRate" xlink:label="PortfolioTurnoverRate"/>
<link:reference xlink:type="resource" xlink:label="reference_PortfolioTurnoverRate" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>5</ref:Paragraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PortfolioTurnoverRate" xlink:to="reference_PortfolioTurnoverRate" priority="10"/>
<link:reference xlink:type="resource" xlink:label="reference_PortfolioTurnoverRate_2" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>27A</ref:Section>
<ref:Subsection>e</ref:Subsection>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PortfolioTurnoverRate" xlink:to="reference_PortfolioTurnoverRate_2" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpenseBreakpointMinimumInvestmentRequiredAmount" xlink:label="ExpenseBreakpointMinimumInvestmentRequiredAmount"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpenseBreakpointMinimumInvestmentRequiredAmount" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>1</ref:Paragraph>
<ref:Subparagraph>b</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpenseBreakpointMinimumInvestmentRequiredAmount" xlink:to="reference_ExpenseBreakpointMinimumInvestmentRequiredAmount" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod" xlink:label="PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>3</ref:Clause>
<ref:Subclause>c</ref:Subclause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod" xlink:to="reference_PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_BarChartFootnotesTextBlock" xlink:label="BarChartFootnotesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_BarChartFootnotesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>instruction</ref:Subparagraph>
<ref:Clause>3</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="BarChartFootnotesTextBlock" xlink:to="reference_BarChartFootnotesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceTableOneClassOfAfterTaxShown" xlink:label="PerformanceTableOneClassOfAfterTaxShown"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableOneClassOfAfterTaxShown" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableOneClassOfAfterTaxShown" xlink:to="reference_PerformanceTableOneClassOfAfterTaxShown" priority="10"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceTableOneClassOfAfterTaxShown_2" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iv</ref:Subparagraph>
<ref:Clause>C</ref:Clause>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceTableOneClassOfAfterTaxShown" xlink:to="reference_PerformanceTableOneClassOfAfterTaxShown_2" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_OtherExpensesNewFundBasedOnEstimates" xlink:label="OtherExpensesNewFundBasedOnEstimates"/>
<link:reference xlink:type="resource" xlink:label="reference_OtherExpensesNewFundBasedOnEstimates" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>6</ref:Paragraph>
<ref:Subparagraph>a</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="OtherExpensesNewFundBasedOnEstimates" xlink:to="reference_OtherExpensesNewFundBasedOnEstimates" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AcquiredFundFeesAndExpensesBasedOnEstimates" xlink:label="AcquiredFundFeesAndExpensesBasedOnEstimates"/>
<link:reference xlink:type="resource" xlink:label="reference_AcquiredFundFeesAndExpensesBasedOnEstimates" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
<ref:Sentence>vi</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AcquiredFundFeesAndExpensesBasedOnEstimates" xlink:to="reference_AcquiredFundFeesAndExpensesBasedOnEstimates" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesDeferredChargesTextBlock" xlink:label="ExpensesDeferredChargesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesDeferredChargesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>a</ref:Subparagraph>
<ref:Sentence>i</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesDeferredChargesTextBlock" xlink:to="reference_ExpensesDeferredChargesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesRangeOfExchangeFeesTextBlock" xlink:label="ExpensesRangeOfExchangeFeesTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesRangeOfExchangeFeesTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>c</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesRangeOfExchangeFeesTextBlock" xlink:to="reference_ExpensesRangeOfExchangeFeesTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesNotCorrelatedToRatioDueToAcquiredFundFees" xlink:label="ExpensesNotCorrelatedToRatioDueToAcquiredFundFees"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesNotCorrelatedToRatioDueToAcquiredFundFees" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>3</ref:Paragraph>
<ref:Subparagraph>f</ref:Subparagraph>
<ref:Sentence>vii</ref:Sentence>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesNotCorrelatedToRatioDueToAcquiredFundFees" xlink:to="reference_ExpensesNotCorrelatedToRatioDueToAcquiredFundFees" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_ExpensesExplanationOfNonrecurringAccountFee" xlink:label="ExpensesExplanationOfNonrecurringAccountFee"/>
<link:reference xlink:type="resource" xlink:label="reference_ExpensesExplanationOfNonrecurringAccountFee" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>3</ref:Section>
<ref:Subsection>instruction</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>d</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="ExpensesExplanationOfNonrecurringAccountFee" xlink:to="reference_ExpensesExplanationOfNonrecurringAccountFee" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_IndexNoDeductionForFeesExpensesTaxes" xlink:label="IndexNoDeductionForFeesExpensesTaxes"/>
<link:reference xlink:type="resource" xlink:label="reference_IndexNoDeductionForFeesExpensesTaxes" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="IndexNoDeductionForFeesExpensesTaxes" xlink:to="reference_IndexNoDeductionForFeesExpensesTaxes" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceAvailabilityWebSiteAddress" xlink:label="PerformanceAvailabilityWebSiteAddress"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceAvailabilityWebSiteAddress" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceAvailabilityWebSiteAddress" xlink:to="reference_PerformanceAvailabilityWebSiteAddress" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_PerformanceAvailabilityPhone" xlink:label="PerformanceAvailabilityPhone"/>
<link:reference xlink:type="resource" xlink:label="reference_PerformanceAvailabilityPhone" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>i</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="PerformanceAvailabilityPhone" xlink:to="reference_PerformanceAvailabilityPhone" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_SupplementToProspectusTextBlock" xlink:label="SupplementToProspectusTextBlock"/>
<link:reference xlink:type="resource" xlink:label="reference_SupplementToProspectusTextBlock" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>1</ref:Section>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="SupplementToProspectusTextBlock" xlink:to="reference_SupplementToProspectusTextBlock" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AverageAnnualReturnLineItems" xlink:label="AverageAnnualReturnLineItems"/>
<link:reference xlink:type="resource" xlink:label="reference_AverageAnnualReturnLineItems" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AverageAnnualReturnLineItems" xlink:to="reference_AverageAnnualReturnLineItems" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AverageAnnualReturnTable" xlink:label="AverageAnnualReturnTable"/>
<link:reference xlink:type="resource" xlink:label="reference_AverageAnnualReturnTable" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
<ref:Section>4</ref:Section>
<ref:Subsection>b</ref:Subsection>
<ref:Paragraph>2</ref:Paragraph>
<ref:Subparagraph>iii</ref:Subparagraph>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AverageAnnualReturnTable" xlink:to="reference_AverageAnnualReturnTable" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_CoregistrantAxis" xlink:label="CoregistrantAxis"/>
<link:reference xlink:type="resource" xlink:label="reference_CoregistrantAxis" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="CoregistrantAxis" xlink:to="reference_CoregistrantAxis" priority="10"/>
<link:loc xlink:type="locator" xlink:href="#oef_AllCoregistrantsMember" xlink:label="AllCoregistrantsMember"/>
<link:reference xlink:type="resource" xlink:label="reference_AllCoregistrantsMember" xlink:role="http://www.xbrl.org/2003/role/presentationRef">
<ref:Publisher>SEC</ref:Publisher>
<ref:Name>Form N-1A</ref:Name>
</link:reference>
<link:referenceArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-reference" xlink:from="AllCoregistrantsMember" xlink:to="reference_AllCoregistrantsMember" priority="10"/>
</link:referenceLink>
</link:linkbase>
</xs:appinfo>
</xs:annotation>
<xs:element name="FormN1aAbstract" id="oef_FormN1aAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskReturnAbstract" id="oef_RiskReturnAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="SupplementToProspectusTextBlock" id="oef_SupplementToProspectusTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ProspectusTable" id="oef_ProspectusTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ProspectusLineItems" id="oef_ProspectusLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="CoregistrantAxis" id="oef_CoregistrantAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AllCoregistrantsMember" id="oef_AllCoregistrantsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ClassAxis" id="oef_ClassAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareClassDomain" id="oef_ShareClassDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ProspectusDate" id="oef_ProspectusDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ObjectiveSectionAbstract" id="oef_ObjectiveSectionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskReturnHeading" id="oef_RiskReturnHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ObjectiveHeading" id="oef_ObjectiveHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ObjectivePrimaryTextBlock" id="oef_ObjectivePrimaryTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ObjectiveSecondaryTextBlock" id="oef_ObjectiveSecondaryTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseHeading" id="oef_ExpenseHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseNarrativeTextBlock" id="oef_ExpenseNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseBreakpointMinimumInvestmentRequiredAmount" id="oef_ExpenseBreakpointMinimumInvestmentRequiredAmount" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderFeesAbstract" id="oef_ShareholderFeesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderFeesTableTextBlock" id="oef_ShareholderFeesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderFeesCaption" id="oef_ShareholderFeesCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderFeesColumnName" id="oef_ShareholderFeesColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumCumulativeSalesChargeOverOfferingPrice" id="oef_MaximumCumulativeSalesChargeOverOfferingPrice" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumCumulativeSalesChargeOverOther" id="oef_MaximumCumulativeSalesChargeOverOther" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumSalesChargeImposedOnPurchasesOverOfferingPrice" id="oef_MaximumSalesChargeImposedOnPurchasesOverOfferingPrice" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumDeferredSalesChargeOverOther" id="oef_MaximumDeferredSalesChargeOverOther" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumDeferredSalesChargeOverOfferingPrice" id="oef_MaximumDeferredSalesChargeOverOfferingPrice" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther" id="oef_MaximumSalesChargeOnReinvestedDividendsAndDistributionsOverOther" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RedemptionFeeOverRedemption" id="oef_RedemptionFeeOverRedemption" type="oef:nonPositivePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RedemptionFee" id="oef_RedemptionFee" type="oef:nonPositiveMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExchangeFeeOverRedemption" id="oef_ExchangeFeeOverRedemption" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExchangeFee" id="oef_ExchangeFee" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumAccountFeeOverAssets" id="oef_MaximumAccountFeeOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaximumAccountFee" id="oef_MaximumAccountFee" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderFeeOther" id="oef_ShareholderFeeOther" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesDeferredChargesTextBlock" id="oef_ExpensesDeferredChargesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesRangeOfExchangeFeesTextBlock" id="oef_ExpensesRangeOfExchangeFeesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesExplanationOfNonrecurringAccountFee" id="oef_ExpensesExplanationOfNonrecurringAccountFee" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AnnualFundOperatingExpensesTableTextBlock" id="oef_AnnualFundOperatingExpensesTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OperatingExpensesCaption" id="oef_OperatingExpensesCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OperatingExpensesColumnName" id="oef_OperatingExpensesColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ManagementFeesOverAssets" id="oef_ManagementFeesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="DistributionAndService12b1FeesOverAssets" id="oef_DistributionAndService12b1FeesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="DistributionOrSimilarNon12b1FeesOverAssets" id="oef_DistributionOrSimilarNon12b1FeesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherExpensesOverAssets" id="oef_OtherExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="Component1OtherExpensesOverAssets" id="oef_Component1OtherExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="Component2OtherExpensesOverAssets" id="oef_Component2OtherExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="Component3OtherExpensesOverAssets" id="oef_Component3OtherExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseBreakpointDiscounts" id="oef_ExpenseBreakpointDiscounts" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AcquiredFundFeesAndExpensesOverAssets" id="oef_AcquiredFundFeesAndExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesOverAssets" id="oef_ExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="FeeWaiverOrReimbursementOverAssets" id="oef_FeeWaiverOrReimbursementOverAssets" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="NetExpensesOverAssets" id="oef_NetExpensesOverAssets" type="oef:nonNegativePure4ItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesRepresentBothMasterAndFeeder" id="oef_ExpensesRepresentBothMasterAndFeeder" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded" id="oef_ExpensesOtherExpensesHadExtraordinaryExpensesBeenIncluded" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="FeeWaiverOrReimbursementOverAssetsDateOfTermination" id="oef_FeeWaiverOrReimbursementOverAssetsDateOfTermination" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesAbstract" id="oef_ExpensesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OperatingExpensesAbstract" id="oef_OperatingExpensesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="NetExpensesOverAssetsAbstract" id="oef_NetExpensesOverAssetsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesOverAssetsAbstract" id="oef_ExpensesOverAssetsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherExpensesOverAssetsAbstract" id="oef_OtherExpensesOverAssetsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseFootnotesAbstract" id="oef_ExpenseFootnotesAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseFootnotesTextBlock" id="oef_ExpenseFootnotesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesRestatedToReflectCurrent" id="oef_ExpensesRestatedToReflectCurrent" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesNotCorrelatedToRatioDueToAcquiredFundFees" id="oef_ExpensesNotCorrelatedToRatioDueToAcquiredFundFees" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AcquiredFundFeesAndExpensesBasedOnEstimates" id="oef_AcquiredFundFeesAndExpensesBasedOnEstimates" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleHeading" id="oef_ExpenseExampleHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNarrativeAbstract" id="oef_ExpenseExampleNarrativeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNarrativeTextBlock" id="oef_ExpenseExampleNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleWithRedemptionTableTextBlock" id="oef_ExpenseExampleWithRedemptionTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleByYearHeading" id="oef_ExpenseExampleByYearHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleAbstract" id="oef_ExpenseExampleAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleByYearCaption" id="oef_ExpenseExampleByYearCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleByYearColumnName" id="oef_ExpenseExampleByYearColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleYear01" id="oef_ExpenseExampleYear01" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleYear03" id="oef_ExpenseExampleYear03" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleYear05" id="oef_ExpenseExampleYear05" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleYear10" id="oef_ExpenseExampleYear10" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionAbstract" id="oef_ExpenseExampleNoRedemptionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionNarrativeTextBlock" id="oef_ExpenseExampleNoRedemptionNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionTableTextBlock" id="oef_ExpenseExampleNoRedemptionTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionByYearCaption" id="oef_ExpenseExampleNoRedemptionByYearCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionByYearColumnName" id="oef_ExpenseExampleNoRedemptionByYearColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionYear01" id="oef_ExpenseExampleNoRedemptionYear01" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionYear03" id="oef_ExpenseExampleNoRedemptionYear03" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionYear05" id="oef_ExpenseExampleNoRedemptionYear05" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleNoRedemptionYear10" id="oef_ExpenseExampleNoRedemptionYear10" type="dtr-types:nonNegativeMonetaryItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleFootnotesTextBlock" id="oef_ExpenseExampleFootnotesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleClosingAbstract" id="oef_ExpenseExampleClosingAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseExampleClosingTextBlock" id="oef_ExpenseExampleClosingTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PortfolioTurnoverHeading" id="oef_PortfolioTurnoverHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PortfolioTurnoverTextBlock" id="oef_PortfolioTurnoverTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PortfolioTurnoverAbstract" id="oef_PortfolioTurnoverAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PortfolioTurnoverRate" id="oef_PortfolioTurnoverRate" type="xbrli:pureItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherExpensesNewFundBasedOnEstimates" id="oef_OtherExpensesNewFundBasedOnEstimates" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="IndexNoDeductionForFeesExpensesTaxes" id="oef_IndexNoDeductionForFeesExpensesTaxes" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod" id="oef_PerformanceTableFootnotesReasonPerformanceInformationForClassDifferentFromImmediatelyPrecedingPeriod" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableOneClassOfAfterTaxShown" id="oef_PerformanceTableOneClassOfAfterTaxShown" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartFootnotesTextBlock" id="oef_BarChartFootnotesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartAndPerformanceTableSectionAbstract" id="oef_BarChartAndPerformanceTableSectionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartNarrativeAbstract" id="oef_BarChartNarrativeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartTableTextBlock" id="oef_BarChartTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableTextBlock" id="oef_PerformanceTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="StrategyHeading" id="oef_StrategyHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="StrategySectionAbstract" id="oef_StrategySectionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="StrategyNarrativeTextBlock" id="oef_StrategyNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="StrategyPortfolioConcentration" id="oef_StrategyPortfolioConcentration" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskSectionAbstract" id="oef_RiskSectionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RisksAbstract" id="oef_RisksAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskAxis" id="oef_RiskAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AllRisksMember" id="oef_AllRisksMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskTextBlock" id="oef_RiskTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskNondiversifiedStatusMember" id="oef_RiskNondiversifiedStatusMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskLoseMoneyMember" id="oef_RiskLoseMoneyMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskMoneyMarketFundPriceFluctuatesMember" id="oef_RiskMoneyMarketFundPriceFluctuatesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember" id="oef_RiskMoneyMarketFundMayImposeFeesOrSuspendSalesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskMoneyMarketFundMayNotPreserveDollarMember" id="oef_RiskMoneyMarketFundMayNotPreserveDollarMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskMoneyMarketFundSponsorMayNotProvideSupportMember" id="oef_RiskMoneyMarketFundSponsorMayNotProvideSupportMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskNotInsuredDepositoryInstitutionMember" id="oef_RiskNotInsuredDepositoryInstitutionMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="RiskNotInsuredMember" id="oef_RiskNotInsuredMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartAndPerformanceTableHeading" id="oef_BarChartAndPerformanceTableHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceNarrativeTextBlock" id="oef_PerformanceNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformancePastDoesNotIndicateFuture" id="oef_PerformancePastDoesNotIndicateFuture" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceInformationIllustratesVariabilityOfReturns" id="oef_PerformanceInformationIllustratesVariabilityOfReturns" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceOneYearOrLess" id="oef_PerformanceOneYearOrLess" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceAdditionalMarketIndex" id="oef_PerformanceAdditionalMarketIndex" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartHeading" id="oef_BarChartHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartNarrativeTextBlock" id="oef_BarChartNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartDoesNotReflectSalesLoads" id="oef_BarChartDoesNotReflectSalesLoads" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartReturnsForClassNotOfferedInProspectus" id="oef_BarChartReturnsForClassNotOfferedInProspectus" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod" id="oef_BarChartReasonSelectedClassDifferentFromImmediatelyPrecedingPeriod" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AnnualReturnCaption" id="oef_AnnualReturnCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AnnualReturnColumnName" id="oef_AnnualReturnColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AnnualReturnInceptionDate" id="oef_AnnualReturnInceptionDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AnnlRtrPct" id="oef_AnnlRtrPct" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="YearToDateReturnLabel" id="oef_YearToDateReturnLabel" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartYearToDateReturn" id="oef_BarChartYearToDateReturn" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartYearToDateReturnDate" id="oef_BarChartYearToDateReturnDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="HighestQuarterlyReturnLabel" id="oef_HighestQuarterlyReturnLabel" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartHighestQuarterlyReturn" id="oef_BarChartHighestQuarterlyReturn" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartHighestQuarterlyReturnDate" id="oef_BarChartHighestQuarterlyReturnDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="LowestQuarterlyReturnLabel" id="oef_LowestQuarterlyReturnLabel" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartLowestQuarterlyReturn" id="oef_BarChartLowestQuarterlyReturn" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartLowestQuarterlyReturnDate" id="oef_BarChartLowestQuarterlyReturnDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartClosingTextBlock" id="oef_BarChartClosingTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableHeading" id="oef_PerformanceTableHeading" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableNarrativeTextBlock" id="oef_PerformanceTableNarrativeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceMeasureAxis" id="oef_PerformanceMeasureAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceMeasureDomain" id="oef_PerformanceMeasureDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AfterTaxesOnDistributionsMember" id="oef_AfterTaxesOnDistributionsMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AfterTaxesOnDistributionsAndSalesMember" id="oef_AfterTaxesOnDistributionsAndSalesMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableClosingAbstract" id="oef_PerformanceTableClosingAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableDoesReflectSalesLoads" id="oef_PerformanceTableDoesReflectSalesLoads" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableMarketIndexChanged" id="oef_PerformanceTableMarketIndexChanged" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableUsesHighestFederalRate" id="oef_PerformanceTableUsesHighestFederalRate" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableNotRelevantToTaxDeferred" id="oef_PerformanceTableNotRelevantToTaxDeferred" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableExplanationAfterTaxHigher" id="oef_PerformanceTableExplanationAfterTaxHigher" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AverageAnnualReturnAbstract" id="oef_AverageAnnualReturnAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MarketIndexReturnAbstract" id="oef_MarketIndexReturnAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AverageAnnualReturnCaption" id="oef_AverageAnnualReturnCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AverageAnnualReturnColumnName" id="oef_AverageAnnualReturnColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AverageAnnualReturnLabel" id="oef_AverageAnnualReturnLabel" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableFootnotesTextBlock" id="oef_PerformanceTableFootnotesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MarketIndexPerformanceTableTextBlock" id="oef_MarketIndexPerformanceTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableClosingTextBlock" id="oef_PerformanceTableClosingTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MoneyMarketSevenDayYieldCaption" id="oef_MoneyMarketSevenDayYieldCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MoneyMarketSevenDayYieldColumnName" id="oef_MoneyMarketSevenDayYieldColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MoneyMarketSevenDayYieldPhone" id="oef_MoneyMarketSevenDayYieldPhone" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MoneyMarketSevenDayYield" id="oef_MoneyMarketSevenDayYield" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MoneyMarketSevenDayTaxEquivalentYield" id="oef_MoneyMarketSevenDayTaxEquivalentYield" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ThirtyDayYieldCaption" id="oef_ThirtyDayYieldCaption" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ThirtyDayYieldColumnName" id="oef_ThirtyDayYieldColumnName" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ThirtyDayYieldPhone" id="oef_ThirtyDayYieldPhone" type="xbrli:stringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ThirtyDayYield" id="oef_ThirtyDayYield" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ThirtyDayTaxEquivalentYield" id="oef_ThirtyDayTaxEquivalentYield" type="xbrli:pureItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartTableAbstract" id="oef_BarChartTableAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BarChartClosingAbstract" id="oef_BarChartClosingAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceNarrativeAbstract" id="oef_PerformanceNarrativeAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceTableSectionAbstract" id="oef_PerformanceTableSectionAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceAvailabilityWebSiteAddress" id="oef_PerformanceAvailabilityWebSiteAddress" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerformanceAvailabilityPhone" id="oef_PerformanceAvailabilityPhone" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderReportAbstract" id="oef_ShareholderReportAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderReportLineItems" id="oef_ShareholderReportLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderReportTable" id="oef_ShareholderReportTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="FundName" id="oef_FundName" type="xbrli:normalizedStringItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ClassName" id="oef_ClassName" type="dei:securityTitleItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ShareholderReportAnnualOrSemiAnnual" id="oef_ShareholderReportAnnualOrSemiAnnual" type="oef:shareholderReportTypeItemType" substitutionGroup="xbrli:item" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AnnlOrSemiAnnlStatementTextBlock" id="oef_AnnlOrSemiAnnlStatementTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AddlInfoTextBlock" id="oef_AddlInfoTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngNoticeTextBlock" id="oef_MaterialFundChngNoticeTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AddlInfoPhoneNumber" id="oef_AddlInfoPhoneNumber" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AddlInfoEmail" id="oef_AddlInfoEmail" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AddlInfoWebsite" id="oef_AddlInfoWebsite" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesTextBlock" id="oef_ExpensesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesPaidAmt" id="oef_ExpensesPaidAmt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpenseRatioPct" id="oef_ExpenseRatioPct" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesShortPeriodFnTextBlock" id="oef_ExpensesShortPeriodFnTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExtraordinaryExpensesFnTextBlock" id="oef_ExtraordinaryExpensesFnTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ExpensesExclExtraordinaryExpensesPct" id="oef_ExpensesExclExtraordinaryExpensesPct" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="FactorsAffectingPerfTextBlock" id="oef_FactorsAffectingPerfTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="LineGraphTableTextBlock" id="oef_LineGraphTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccountValueTableAbstract" id="oef_AccountValueTableAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccountValueLineItems" id="oef_AccountValueLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AverageAnnualReturnLineItems" id="oef_AverageAnnualReturnLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccountValueTable" id="oef_AccountValueTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="SalesLoadAxis" id="oef_SalesLoadAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="WithSalesLoadMember" id="oef_WithSalesLoadMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="WithoutSalesLoadMember" id="oef_WithoutSalesLoadMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BroadBasedIndexAxis" id="oef_BroadBasedIndexAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="BroadBasedIndexDomain" id="oef_BroadBasedIndexDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AdditionalIndexAxis" id="oef_AdditionalIndexAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AdditionalIndexDomain" id="oef_AdditionalIndexDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccmVal" id="oef_AccmVal" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="LineGraphAndTableMeasureName" id="oef_LineGraphAndTableMeasureName" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AverageAnnualReturnTable" id="oef_AverageAnnualReturnTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AvgAnnlRtrTableTextBlock" id="oef_AvgAnnlRtrTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AvgAnnlRtrPct" id="oef_AvgAnnlRtrPct" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerfInceptionDate" id="oef_PerfInceptionDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="NoDeductionOfTaxesTextBlock" id="oef_NoDeductionOfTaxesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PerfTableMarketIndexChngdTextBlock" id="oef_PerfTableMarketIndexChngdTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PriorMarketIndexComparisonTextBlock" id="oef_PriorMarketIndexComparisonTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PreviousInvestmentAdviserTextBlock" id="oef_PreviousInvestmentAdviserTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialChngDescriptionTextBlock" id="oef_MaterialChngDescriptionTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialChngDate" id="oef_MaterialChngDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="UpdPerfInfoLocationTextBlock" id="oef_UpdPerfInfoLocationTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="InabilityToMeetDistLevelTextBlock" id="oef_InabilityToMeetDistLevelTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="DistOfCapitalTextBlock" id="oef_DistOfCapitalTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="EtfPremiumDiscountTextBlock" id="oef_EtfPremiumDiscountTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="EtfPremiumNumDays" id="oef_EtfPremiumNumDays" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="EtfDiscountNumDays" id="oef_EtfDiscountNumDays" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="EtfPurchaseExplanationTextBlock" id="oef_EtfPurchaseExplanationTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="EtfPastPerfTextBlock" id="oef_EtfPastPerfTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="HoldingsCount" id="oef_HoldingsCount" type="xbrli:integerItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="AdvisoryFeesPaidAmt" id="oef_AdvisoryFeesPaidAmt" type="xbrli:monetaryItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AddlFundStatisticsTextBlock" id="oef_AddlFundStatisticsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AddlFundStatisticsSignificanceOrLimitsTextBlock" id="oef_AddlFundStatisticsSignificanceOrLimitsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="HoldingsTableTextBlock" id="oef_HoldingsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="LargestHoldingsTableTextBlock" id="oef_LargestHoldingsTableTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="HoldingsAbstract" id="oef_HoldingsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="HoldingsLineItems" id="oef_HoldingsLineItems" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="HoldingsTable" id="oef_HoldingsTable" type="xbrli:stringItemType" substitutionGroup="xbrldt:hypercubeItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="PctOfNav" id="oef_PctOfNav" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="PctOfTotalInv" id="oef_PctOfTotalInv" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="PctOfTotalLongExposure" id="oef_PctOfTotalLongExposure" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="PctOfTotalShortExposure" id="oef_PctOfTotalShortExposure" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="PctOfNetLongExposure" id="oef_PctOfNetLongExposure" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="PctOfNetShortExposure" id="oef_PctOfNetShortExposure" type="dtr-types:percentItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="instant"/>
<xs:element name="ExposureBasisExplanationTextBlock" id="oef_ExposureBasisExplanationTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="CreditQualityExplanationTextBlock" id="oef_CreditQualityExplanationTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="CreditRatingsSelectionTextBlock" id="oef_CreditRatingsSelectionTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="IndustrySectorAxis" id="oef_IndustrySectorAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="IndustrySectorDomain" id="oef_IndustrySectorDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="GeographicRegionAxis" id="oef_GeographicRegionAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="GeographicRegionDomain" id="oef_GeographicRegionDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="CreditQualityAxis" id="oef_CreditQualityAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="CreditQualityDomain" id="oef_CreditQualityDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaturityAxis" id="oef_MaturityAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaturityDomain" id="oef_MaturityDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherCategory1Axis" id="oef_OtherCategory1Axis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherCategory1Domain" id="oef_OtherCategory1Domain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherCategory2Axis" id="oef_OtherCategory2Axis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OtherCategory2Domain" id="oef_OtherCategory2Domain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="LargestHoldingAxis" id="oef_LargestHoldingAxis" type="xbrli:stringItemType" substitutionGroup="xbrldt:dimensionItem" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="LargestHoldingsDomain" id="oef_LargestHoldingsDomain" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ConsumerStaplesSectorMember" id="oef_ConsumerStaplesSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="ConsumerDiscretionarySectorMember" id="oef_ConsumerDiscretionarySectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="IndustrialSectorMember" id="oef_IndustrialSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="CommunicationsSectorMember" id="oef_CommunicationsSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialsSectorMember" id="oef_MaterialsSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="UtilitiesSectorMember" id="oef_UtilitiesSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="InformationTechnologySectorMember" id="oef_InformationTechnologySectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="UnclassifiedSectorMember" id="oef_UnclassifiedSectorMember" type="dtr-types:domainItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngTextBlock" id="oef_MaterialFundChngTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngNameTextBlock" id="oef_MaterialFundChngNameTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngObjectivesTextBlock" id="oef_MaterialFundChngObjectivesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngExpensesTextBlock" id="oef_MaterialFundChngExpensesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngStrategiesTextBlock" id="oef_MaterialFundChngStrategiesTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngRisksChngTextBlock" id="oef_MaterialFundChngRisksChngTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="MaterialFundChngAdviserTextBlock" id="oef_MaterialFundChngAdviserTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="SummaryOfChngLegendTextBlock" id="oef_SummaryOfChngLegendTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="UpdProspectusPhoneNumber" id="oef_UpdProspectusPhoneNumber" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="UpdProspectusEmailAddress" id="oef_UpdProspectusEmailAddress" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="UpdProspectusWebAddress" id="oef_UpdProspectusWebAddress" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccountantChngStatementTextBlock" id="oef_AccountantChngStatementTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccountantChngDate" id="oef_AccountantChngDate" type="xbrli:dateItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="AccountantChngDisagreementsTextBlock" id="oef_AccountantChngDisagreementsTextBlock" type="dtr-types:textBlockItemType" substitutionGroup="xbrli:item" abstract="false" nillable="true" xbrli:periodType="duration"/>
<xs:element name="OefDeprecatedConceptsAbstract" id="oef_OefDeprecatedConceptsAbstract" type="xbrli:stringItemType" substitutionGroup="xbrli:item" abstract="true" nillable="true" xbrli:periodType="duration"/>
<xs:complexType name="nonNegativePure4ItemType">
<xs:simpleContent>
<xs:restriction base="xbrli:pureItemType">
<xs:minInclusive value="0"/>
<xs:attributeGroup ref="xbrli:numericItemAttrs"/>
</xs:restriction>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="nonPositivePure4ItemType">
<xs:simpleContent>
<xs:restriction base="xbrli:pureItemType">
<xs:maxInclusive value="0"/>
<xs:attributeGroup ref="xbrli:numericItemAttrs"/>
</xs:restriction>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="nonPositiveMonetaryItemType">
<xs:simpleContent>
<xs:restriction base="xbrli:monetaryItemType">
<xs:maxInclusive value="0"/>
<xs:attributeGroup ref="xbrli:numericItemAttrs"/>
</xs:restriction>
</xs:simpleContent>
</xs:complexType>
<xs:complexType name="shareholderReportTypeItemType">
<xs:simpleContent>
<xs:restriction base="xbrli:tokenItemType">
<xs:pattern value="([Ss]emi[^A-Za-z0-9]+)?[Aa]nnual\s+[Ss]hareholder\s+[Rr]eport"/>
<xs:attributeGroup ref="xbrli:nonNumericItemAttrs"/>
</xs:restriction>
</xs:simpleContent>
</xs:complexType>
</xs:schema>
