<?xml version="1.0" encoding="US-ASCII"?>
<!-- This schema was created by staff of the U.S. Securities and Exchange Commission. -->
<!-- Data and content created by government employees within the scope of their employment -->
<!-- are not subject to domestic copyright protection. 17 U.S.C. 105. -->
<xs:schema
xmlns:fnd-entire="http://xbrl.sec.gov/fnd-entire/2027"
xmlns:xs="http://www.w3.org/2001/XMLSchema"
targetNamespace="http://xbrl.sec.gov/fnd-entire/2027"
elementFormDefault="qualified">
<xs:import namespace="http://xbrl.sec.gov/fnd-oef/2027" schemaLocation="fnd-oef-2027.xsd"/>
<xs:import namespace="http://xbrl.sec.gov/fnd-cef-pre/2027" schemaLocation="fnd-cef-2027_pre.xsd"/>
<xs:import namespace="http://xbrl.sec.gov/fnd-uit/2027" schemaLocation="fnd-uit-2027.xsd"/>
<xs:annotation>
<xs:appinfo/>
</xs:annotation>
</xs:schema>
