<?xml version="1.0" encoding="US-ASCII"?>
<!-- This schema was created by staff of the U.S. Securities and Exchange Commission. -->
<!-- Data and content created by government employees within the scope of their employment -->
<!-- are not subject to domestic copyright protection. 17 U.S.C. 105. -->
<xs:schema
xmlns:fnd-oef="http://xbrl.sec.gov/fnd-oef/2026q3"
xmlns:link="http://www.xbrl.org/2003/linkbase"
xmlns:xlink="http://www.w3.org/1999/xlink"
xmlns:xs="http://www.w3.org/2001/XMLSchema"
targetNamespace="http://xbrl.sec.gov/fnd-oef/2026q3"
elementFormDefault="qualified">
<xs:import namespace="http://xbrl.sec.gov/oef-rr/2026" schemaLocation="https://xbrl.sec.gov/oef/2026/oef-rr-2026.xsd"/>
<xs:import namespace="http://xbrl.sec.gov/fnd-lab/2026q3" schemaLocation="fnd-2026q3_lab.xsd"/>
<xs:annotation>
<xs:appinfo>
<link:linkbase id="lnk">
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/all" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#all"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-default" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-default"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/dimension-domain" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#dimension-domain"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/domain-member" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#domain-member"/>
<link:arcroleRef arcroleURI="http://xbrl.org/int/dim/arcrole/hypercube-dimension" xlink:type="simple" xlink:href="http://www.xbrl.org/2005/xbrldt-2005.xsd#hypercube-dimension"/>
<link:roleRef roleURI="http://xbrl.sec.gov/rr/role/InvestmentStrategy" xlink:type="simple" xlink:href="https://xbrl.sec.gov/oef/2026/oef-2026.xsd#InvestmentStrategy"/>
<link:definitionLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/rr/role/InvestmentStrategy">
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2026/oef-2026.xsd#oef_StrategyNarrativeTextBlock" xlink:label="StrategyNarrativeTextBlock"/>
<link:loc xlink:type="locator" xlink:href="fnd-2026q3.xsd#fnd_NmRule35d1TermDfnSmryTextBlock" xlink:label="NmRule35d1TermDfnSmryTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StrategyNarrativeTextBlock" xlink:to="NmRule35d1TermDfnSmryTextBlock" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="fnd-2026q3.xsd#fnd_NmRule35d1TermSlctnCritSmryTextBlock" xlink:label="NmRule35d1TermSlctnCritSmryTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StrategyNarrativeTextBlock" xlink:to="NmRule35d1TermSlctnCritSmryTextBlock" order="2.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="fnd-2026q3.xsd#fnd_NmRule35d1EightyPctInvstmntPlcyTextBlock" xlink:label="NmRule35d1EightyPctInvstmntPlcyTextBlock"/>
<link:definitionArc xlink:type="arc" xlink:arcrole="http://xbrl.org/int/dim/arcrole/domain-member" xlink:from="StrategyNarrativeTextBlock" xlink:to="NmRule35d1EightyPctInvstmntPlcyTextBlock" order="3.0" priority="10"/>
</link:definitionLink>
<link:presentationLink xlink:type="extended" xlink:role="http://xbrl.sec.gov/rr/role/InvestmentStrategy">
<link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/oef/2026/oef-2026.xsd#oef_StrategyNarrativeTextBlock" xlink:label="StrategyNarrativeTextBlock"/>
<link:loc xlink:type="locator" xlink:href="fnd-2026q3.xsd#fnd_NmRule35d1TermDfnSmryTextBlock" xlink:label="NmRule35d1TermDfnSmryTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StrategyNarrativeTextBlock" xlink:to="NmRule35d1TermDfnSmryTextBlock" order="1.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="fnd-2026q3.xsd#fnd_NmRule35d1TermSlctnCritSmryTextBlock" xlink:label="NmRule35d1TermSlctnCritSmryTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StrategyNarrativeTextBlock" xlink:to="NmRule35d1TermSlctnCritSmryTextBlock" order="2.0" priority="10"/>
<link:loc xlink:type="locator" xlink:href="fnd-2026q3.xsd#fnd_NmRule35d1EightyPctInvstmntPlcyTextBlock" xlink:label="NmRule35d1EightyPctInvstmntPlcyTextBlock"/>
<link:presentationArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/parent-child" xlink:from="StrategyNarrativeTextBlock" xlink:to="NmRule35d1EightyPctInvstmntPlcyTextBlock" order="3.0" priority="10"/>
</link:presentationLink>
</link:linkbase>
</xs:appinfo>
</xs:annotation>
</xs:schema>
